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Get Cheap Car Insurance in Englewood, NJ
We monitor insurance prices, helping the average driver in Englewood save up to 37.9% on car insurance.
The Cheapest Minimum Coverage in Englewood
The chart below shows the cheapest car insurance company in Englewood for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Geico, Plymouth Rock Assurance, and NJM.
| Englewood Insurer | Monthly Cost |
|---|---|
| State Farm | $76 |
| Geico | $79 |
| Plymouth Rock Assurance | $97 |
| NJM | $115 |
Savings for Every Kind of Englewood Driver
Based on our extensive insurance data, we know the average Englewood driver will save about 26% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $599 per year by choosing the right vehicle insurance company. Some Englewood residents are paying out over $2,287 extra every year for auto insurance in Englewood. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Englewood, NJ Savings / Yr. |
|---|---|
$599 |
|
$1,112 |
|
$854 |
|
$737 |
|
$2,958 |
|
$577 |
|
$897 |
Englewood Car Insurance vs. New Jersey
People living in Englewood pay an average of 25.93% more than the typical driver in the state. The average driver in Englewood can expect to pay about $1,364 per year, or $2,287 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Englewood for most people.
Car Insurance Prices by Englewood Neighborhood
Insurance Prices
Where is insurance cheapest within Englewood?
The map shows insurance prices in and around Englewood, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $544 per year within the city boundaries, with insurance premiums ranging from a high of $2,506 to a low of $1,962. Insurance prices tend to be higher for those living in the West area, and lower for those with homes in the Southeast parts of Englewood.Pick the Best Car Insurance Company for You in Englewood
The best car insurance provider for most drivers in Englewood
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $599 over the average Englewood car insurance company.
The best car insurance provider for Englewood drivers with accidents on their records
In our analysis, NJM saved the average person who had been in an accident the most, with annual savings averaging $1,112 over the competition.
The best car insurance company for Englewood drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $854 better than other car insurance companies.
The best auto insurance for Englewood drivers with a DUI conviction
Getting a quote from NJM may cost the average person with a DUI about $737 less each year.
The least expensive car insurance company for new and young drivers in Englewood
In Englewood, Geico costs young drivers $2,958 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Englewood
Geico gave the largest car insurance discounts to married couples, averaging $577 saved each year compared to an average Englewood couple's premiums.
The cheapest car insurance in Englewood for drivers with bad credit
The best Englewood car insurance company for customer service
Recent price drops
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The cheapest large national provider in Englewood
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Englewood driver can expect to pay about $112 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Englewood, USAA has the best prices for none of the categories above.Auto Insurance Prices in and Around Englewood
What Influences the Cost of Car Insurance in Englewood?
On average, car insurance in Englewood is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Englewood is 40 minutes, which is about the national average for a driver in the state.
- New Jersey state insurance regulations may require higher prices.
- An average of 3 to 4 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Englewood are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- Englewood is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Englewood is $114 per month for minimum coverage and $191 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Englewood Cliffs: Insurance costs 0.61% less
- Teaneck: Insurance costs 6.47% less
- Tenafly: Insurance costs 6.21% less
- Leonia: Insurance costs 1.09% less
- Bergenfield: Insurance costs 5.29% less
- Bogota: Insurance costs 2.84% less
- Fort Lee: Insurance costs 4.68% more
- Cresskill: Insurance costs 10.45% less
- Palisades Park: Insurance costs 4.20% more
- New Milford: Insurance costs 10.32% less
Cities with Similar Populations
- Hillsborough: Insurance costs 47.05% less
- Terrell: Insurance costs 26.15% less
- Superior: Insurance costs 49.98% less
- Sun City West: Insurance costs 21.38% less
- Sugar Hill: Insurance costs 14.12% less
- Marshall: Insurance costs 26.80% less
- Magna: Insurance costs 34.28% less
- Lutz: Insurance costs 22.52% more
- Johnston: Insurance costs 0.83% more
- Jenks: Insurance costs 23.44% less