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Get Cheap Car Insurance in Palisades Park, NJ
We monitor insurance prices, helping the average driver in Palisades Park save up to 37.9% on car insurance.
The Cheapest Minimum Coverage in Palisades Park
The chart below shows the cheapest car insurance company in Palisades Park for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Geico, Plymouth Rock Assurance, and NJM.
| Palisades Park Insurer | Monthly Cost |
|---|---|
| State Farm | $79 |
| Geico | $82 |
| Plymouth Rock Assurance | $101 |
| NJM | $120 |
Savings for Every Kind of Palisades Park Driver
Based on our extensive insurance data, we know the average Palisades Park driver will save about 26% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $625 per year by choosing the right vehicle insurance company. Some Palisades Park residents are paying out over $2,383 extra every year for auto insurance in Palisades Park. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Palisades Park, NJ Savings / Yr. |
|---|---|
$625 |
|
$1,159 |
|
$890 |
|
$768 |
|
$3,083 |
|
$601 |
|
$934 |
Palisades Park Car Insurance vs. New Jersey
People living in Palisades Park pay an average of 31.25% more than the typical driver in the state. The average driver in Palisades Park can expect to pay about $1,421 per year, or $2,383 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Palisades Park for most people.
Car Insurance Prices by Palisades Park Neighborhood
Insurance Prices
Where is insurance cheapest within Palisades Park?
The map shows insurance prices in and around Palisades Park, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $288 per year within the city boundaries, with insurance premiums ranging from a high of $2,528 to a low of $2,240. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the Northwest parts of Palisades Park.Pick the Best Car Insurance Company for You in Palisades Park
The best car insurance provider for most drivers in Palisades Park
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $625 over the average Palisades Park car insurance company.
The best car insurance provider for Palisades Park drivers with accidents on their records
In our analysis, NJM saved the average person who had been in an accident the most, with annual savings averaging $1,159 over the competition.
The best car insurance company for Palisades Park drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $890 better than other car insurance companies.
The best auto insurance for Palisades Park drivers with a DUI conviction
Getting a quote from NJM may cost the average person with a DUI about $768 less each year.
The least expensive car insurance company for new and young drivers in Palisades Park
In Palisades Park, Geico costs young drivers $3,083 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Palisades Park
Geico gave the largest car insurance discounts to married couples, averaging $601 saved each year compared to an average Palisades Park couple's premiums.
The cheapest car insurance in Palisades Park for drivers with bad credit
The best Palisades Park car insurance company for customer service
Nationwide was the best company for customer service in Palisades Park according to the NAIC.
Recent price drops
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The cheapest large national provider in Palisades Park
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Palisades Park driver can expect to pay about $112 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Palisades Park, USAA has the best prices for none of the categories above.Auto Insurance Prices in and Around Palisades Park
What Influences the Cost of Car Insurance in Palisades Park?
On average, car insurance in Palisades Park is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Palisades Park is 44 minutes, which is a little more than average for a driver in the state.
- New Jersey state insurance regulations may require higher prices.
- An average of 7 to 8 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Palisades Park are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- Palisades Park is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Palisades Park is $118 per month for minimum coverage and $199 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Ridgefield: Insurance costs 5.83% less
- Fort Lee: Insurance costs 0.46% more
- Leonia: Insurance costs 5.08% less
- Ridgefield Park: Insurance costs 4.74% less
- Cliffside Park: Insurance costs 0.88% more
- Edgewater: Insurance costs 0.13% less
- Fairview: Insurance costs 1.72% more
- Little Ferry: Insurance costs 5.96% less
- Bogota: Insurance costs 6.76% less
- South Hackensack: Insurance costs 7.60% less
Cities with Similar Populations
- Prospect: Insurance costs 10.20% less
- Lake Shore: Insurance costs 23.67% less
- Lanham: Insurance costs 4.36% less
- Lawrenceburg: Insurance costs 13.81% less
- Lawrenceburg: Insurance costs 42.97% less
- Lealman: Insurance costs 16.03% more
- Abbeville: Insurance costs 31.31% more
- Lincoln: Insurance costs 4.36% less
- Long Beach: Insurance costs 27.02% less
- Louisville: Insurance costs 54.34% less