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Get Cheap Car Insurance in Lanham, MD
We monitor insurance prices, helping the average driver in Lanham save up to 26.9% on car insurance.
The Cheapest Minimum Coverage in Lanham
The chart below shows the cheapest car insurance company in Lanham for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Erie Insurance, Travelers, and Safeco Insurance.
| Lanham Insurer | Monthly Cost |
|---|---|
| State Farm | $106 |
| Erie Insurance | $107 |
| Travelers | $122 |
| Safeco Insurance | $127 |
Savings for Every Kind of Lanham Driver
Based on our extensive insurance data, we know the average Lanham driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $424 per year by choosing the right vehicle insurance company. Some Lanham residents are paying out over $2,279 extra every year for auto insurance in Lanham. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Lanham, MD Savings / Yr. |
|---|---|
$424 |
|
$399 |
|
$464 |
|
$748 |
|
$1,438 |
|
$257 |
|
$1,005 |
Lanham Car Insurance vs. Maryland
People living in Lanham pay an average of 23.00% more than the typical driver in the state. The average driver in Lanham can expect to pay about $1,553 per year, or $2,279 for full coverage.
Based on our analysis, MetLife will be the cheapest provider in Lanham for most people.
Car Insurance Prices by Lanham Neighborhood
Insurance Prices
Where is insurance cheapest within Lanham?
The map shows insurance prices in and around Lanham, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $435 per year within the city boundaries, with insurance premiums ranging from a high of $2,552 to a low of $2,117. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the Northeast parts of Lanham.Pick the Best Car Insurance Company for You in Lanham
The best car insurance provider for most drivers in Lanham
For drivers with clean driving records and no major strikes, MetLife is the best option, with annual savings of $424 over the average Lanham car insurance company.
The best car insurance provider for Lanham drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $399 over the competition.
The best car insurance company for Lanham drivers with speeding tickets
>Erie Insurance gave the average person with a speeding ticket the most savings, averaging $464 better than other car insurance companies.
The best auto insurance for Lanham drivers with a DUI conviction
Getting a quote from Erie Insurance may cost the average person with a DUI about $748 less each year.
The least expensive car insurance company for new and young drivers in Lanham
In Lanham, Erie Insurance costs young drivers $1,438 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Lanham
State Farm gave the largest car insurance discounts to married couples, averaging $257 saved each year compared to an average Lanham couple's premiums.
The cheapest car insurance in Lanham for drivers with bad credit
The best Lanham car insurance company for customer service
Recent price drops
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The cheapest large national provider in Lanham
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Lanham driver can expect to pay about $133 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Lanham, USAA has the best prices for drivers with a DUI conviction, drivers with bad credit, drivers with accidents, married couples, drivers with speeding tickets, young drivers, and good drivers.Auto Insurance Prices in and Around Lanham
What Influences the Cost of Car Insurance in Lanham?
On average, car insurance in Lanham is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Lanham is 43 minutes, which is about the national average for a driver in the state.
- Maryland state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Lanham are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Lanham is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Lanham is $129 per month for minimum coverage and $190 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Seabrook: Insurance costs 0.88% less
- New Carrollton: Insurance costs 3.29% more
- Riverdale: Insurance costs 2.50% more
- Glenn Dale: Insurance costs 2.46% less
- Glenarden: Insurance costs 2.37% more
- Landover Hills: Insurance costs 1.32% more
- Greenbelt: Insurance costs 4.61% less
- Mitchellville: Insurance costs 1.05% more
- East Riverdale: Insurance costs 1.93% more
- Landover: Insurance costs 5.92% more
Cities with Similar Populations
- Radford: Insurance costs 49.10% less
- Aberdeen: Insurance costs 38.35% less
- Lawrenceburg: Insurance costs 9.87% less
- Lawrenceburg: Insurance costs 40.37% less
- Lebanon: Insurance costs 48.27% less
- Lewistown: Insurance costs 44.49% less
- Liberty Hill: Insurance costs 28.30% less
- Lillington: Insurance costs 43.40% less
- Lincoln: Insurance costs the same
- Long Beach: Insurance costs 23.69% less