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Get Cheap Car Insurance in New Carrollton, MD
We monitor insurance prices, helping the average driver in New Carrollton save up to 26.9% on car insurance.
The Cheapest Minimum Coverage in New Carrollton
The chart below shows the cheapest car insurance company in New Carrollton for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Erie Insurance, Travelers, and Safeco Insurance.
| New Carrollton Insurer | Monthly Cost |
|---|---|
| State Farm | $109 |
| Erie Insurance | $111 |
| Travelers | $126 |
| Safeco Insurance | $131 |
Savings for Every Kind of New Carrollton Driver
Based on our extensive insurance data, we know the average New Carrollton driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $438 per year by choosing the right vehicle insurance company. Some New Carrollton residents are paying out over $2,354 extra every year for auto insurance in New Carrollton. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
New Carrollton, MD Savings / Yr. |
|---|---|
$438 |
|
$412 |
|
$479 |
|
$772 |
|
$1,485 |
|
$266 |
|
$1,038 |
New Carrollton Car Insurance vs. Maryland
People living in New Carrollton pay an average of 27.05% more than the typical driver in the state. The average driver in New Carrollton can expect to pay about $1,605 per year, or $2,354 for full coverage.
Based on our analysis, MetLife will be the cheapest provider in New Carrollton for most people.
Car Insurance Prices by New Carrollton Neighborhood
Insurance Prices
Where is insurance cheapest within New Carrollton?
The map shows insurance prices in and around New Carrollton, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $362 per year within the city boundaries, with insurance premiums ranging from a high of $2,552 to a low of $2,190. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the Northwest parts of New Carrollton.Pick the Best Car Insurance Company for You in New Carrollton
The best car insurance provider for most drivers in New Carrollton
For drivers with clean driving records and no major strikes, MetLife is the best option, with annual savings of $438 over the average New Carrollton car insurance company.
The best car insurance provider for New Carrollton drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $412 over the competition.
The best car insurance company for New Carrollton drivers with speeding tickets
>Erie Insurance gave the average person with a speeding ticket the most savings, averaging $479 better than other car insurance companies.
The best auto insurance for New Carrollton drivers with a DUI conviction
Getting a quote from Erie Insurance may cost the average person with a DUI about $772 less each year.
The least expensive car insurance company for new and young drivers in New Carrollton
In New Carrollton, Erie Insurance costs young drivers $1,485 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in New Carrollton
State Farm gave the largest car insurance discounts to married couples, averaging $266 saved each year compared to an average New Carrollton couple's premiums.
The cheapest car insurance in New Carrollton for drivers with bad credit
The best New Carrollton car insurance company for customer service
Nationwide was the best company for customer service in New Carrollton according to the NAIC.
Recent price drops
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The cheapest large national provider in New Carrollton
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average New Carrollton driver can expect to pay about $133 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In New Carrollton, USAA has the best prices for drivers with a DUI conviction, drivers with bad credit, drivers with accidents, married couples, drivers with speeding tickets, young drivers, and good drivers.Auto Insurance Prices in and Around New Carrollton
What Influences the Cost of Car Insurance in New Carrollton?
On average, car insurance in New Carrollton is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in New Carrollton is 42 minutes, which is about the national average for a driver in the state.
- Maryland state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in New Carrollton are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- New Carrollton is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in New Carrollton is $134 per month for minimum coverage and $196 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Riverdale: Insurance costs 0.76% less
- Lanham: Insurance costs 3.19% less
- Landover Hills: Insurance costs 1.91% less
- East Riverdale: Insurance costs 1.32% less
- Seabrook: Insurance costs 4.04% less
- Glenarden: Insurance costs 0.89% less
- Greenbelt: Insurance costs 7.65% less
- Landover: Insurance costs 2.55% more
- Riverdale Park: Insurance costs 2.85% less
- Bladensburg: Insurance costs 2.55% more
Cities with Similar Populations
- White House: Insurance costs 42.14% less
- West Lealman: Insurance costs 20.69% more
- West Park: Insurance costs 43.50% more
- West University Place: Insurance costs 23.92% less
- Weston: Insurance costs 53.57% less
- Westwood: Insurance costs 31.90% less
- White Center: Insurance costs 25.83% less
- White Hall: Insurance costs 26.47% less
- Gaylord: Insurance costs 14.74% more
- West Henrietta: Insurance costs 9.86% less