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Get Cheap Car Insurance in Little Ferry, NJ
We monitor insurance prices, helping the average driver in Little Ferry save up to 37.9% on car insurance.
The Cheapest Minimum Coverage in Little Ferry
The chart below shows the cheapest car insurance company in Little Ferry for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Geico, Plymouth Rock Assurance, and NJM.
| Little Ferry Insurer | Monthly Cost |
|---|---|
| State Farm | $74 |
| Geico | $77 |
| Plymouth Rock Assurance | $95 |
| NJM | $112 |
Savings for Every Kind of Little Ferry Driver
Based on our extensive insurance data, we know the average Little Ferry driver will save about 26% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $587 per year by choosing the right vehicle insurance company. Some Little Ferry residents are paying out over $2,241 extra every year for auto insurance in Little Ferry. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Little Ferry, NJ Savings / Yr. |
|---|---|
$587 |
|
$1,090 |
|
$837 |
|
$722 |
|
$2,898 |
|
$565 |
|
$879 |
Little Ferry Car Insurance vs. New Jersey
People living in Little Ferry pay an average of 23.39% more than the typical driver in the state. The average driver in Little Ferry can expect to pay about $1,336 per year, or $2,241 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Little Ferry for most people.
Car Insurance Prices by Little Ferry Neighborhood
Insurance Prices
Where is insurance cheapest within Little Ferry?
The map shows insurance prices in and around Little Ferry, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $322 per year within the city boundaries, with insurance premiums ranging from a high of $2,346 to a low of $2,024. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the Southwest parts of Little Ferry.Pick the Best Car Insurance Company for You in Little Ferry
The best car insurance provider for most drivers in Little Ferry
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $587 over the average Little Ferry car insurance company.
The best car insurance provider for Little Ferry drivers with accidents on their records
In our analysis, NJM saved the average person who had been in an accident the most, with annual savings averaging $1,090 over the competition.
The best car insurance company for Little Ferry drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $837 better than other car insurance companies.
The best auto insurance for Little Ferry drivers with a DUI conviction
Getting a quote from NJM may cost the average person with a DUI about $722 less each year.
The least expensive car insurance company for new and young drivers in Little Ferry
In Little Ferry, Geico costs young drivers $2,898 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Little Ferry
Geico gave the largest car insurance discounts to married couples, averaging $565 saved each year compared to an average Little Ferry couple's premiums.
The cheapest car insurance in Little Ferry for drivers with bad credit
The best Little Ferry car insurance company for customer service
Nationwide was the best company for customer service in Little Ferry according to the NAIC.
Recent price drops
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The cheapest large national provider in Little Ferry
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Little Ferry driver can expect to pay about $112 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Little Ferry, USAA has the best prices for none of the categories above.Auto Insurance Prices in and Around Little Ferry
What Influences the Cost of Car Insurance in Little Ferry?
On average, car insurance in Little Ferry is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- New Jersey state insurance regulations may require higher prices.
- An average of 7 to 8 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Little Ferry are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
- Little Ferry is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Little Ferry is $111 per month for minimum coverage and $187 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- South Hackensack: Insurance costs 1.74% less
- Ridgefield Park: Insurance costs 1.29% more
- Moonachie: Insurance costs 4.77% less
- Teterboro: Insurance costs 1.16% more
- Bogota: Insurance costs 0.85% less
- Hasbrouck Heights: Insurance costs 8.88% less
- Palisades Park: Insurance costs 6.34% more
- Ridgefield: Insurance costs 0.13% more
- Wood-Ridge: Insurance costs 12.18% less
- Hackensack: Insurance costs 0.13% more
Cities with Similar Populations
- Hawthorn Woods: Insurance costs 31.15% less
- Spruce Pine: Insurance costs 46.54% less
- Springville: Insurance costs 32.44% less
- Springfield: Insurance costs 20.97% less
- Springfield: Insurance costs 10.80% more
- Sparta: Insurance costs 23.61% less
- Southwest Ranches: Insurance costs 31.37% more
- Southside: Insurance costs 33.24% less
- Southborough: Insurance costs 31.91% less
- Southampton: Insurance costs 10.98% more