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Get Cheap Car Insurance in Sugar Hill, GA
We monitor insurance prices, helping the average driver in Sugar Hill save up to 33.4% on car insurance.
The Cheapest Minimum Coverage in Sugar Hill
The chart below shows the cheapest car insurance company in Sugar Hill for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Travelers, followed by Farm Bureau, State Farm, and Progressive.
| Sugar Hill Insurer | Monthly Cost |
|---|---|
| Travelers | $85 |
| Farm Bureau | $89 |
| State Farm | $97 |
| Progressive | $105 |
Savings for Every Kind of Sugar Hill Driver
Based on our extensive insurance data, we know the average Sugar Hill driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $408 per year by choosing the right vehicle insurance company. Some Sugar Hill residents are paying out over $1,964 extra every year for auto insurance in Sugar Hill. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Sugar Hill, GA Savings / Yr. |
|---|---|
$408 |
|
$869 |
|
$600 |
|
$821 |
|
$2,391 |
|
$197 |
|
$844 |
Sugar Hill Car Insurance vs. Georgia
People living in Sugar Hill pay an average of 10.89% more than the typical driver in the state. The average driver in Sugar Hill can expect to pay about $1,306 per year, or $1,964 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in Sugar Hill for most people.
Car Insurance Prices by Sugar Hill Neighborhood
Insurance Prices
Where is insurance cheapest within Sugar Hill?
The map shows insurance prices in and around Sugar Hill, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $204 per year within the city boundaries, with insurance premiums ranging from a high of $2,108 to a low of $1,904. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the Northwest parts of Sugar Hill.Pick the Best Car Insurance Company for You in Sugar Hill
The best car insurance provider for most drivers in Sugar Hill
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $408 over the average Sugar Hill car insurance company.
The best car insurance provider for Sugar Hill drivers with accidents on their records
In our analysis, Travelers saved the average person who had been in an accident the most, with annual savings averaging $869 over the competition.
The best car insurance company for Sugar Hill drivers with speeding tickets
>Travelers gave the average person with a speeding ticket the most savings, averaging $600 better than other car insurance companies.
The best auto insurance for Sugar Hill drivers with a DUI conviction
Getting a quote from Travelers may cost the average person with a DUI about $821 less each year.
The least expensive car insurance company for new and young drivers in Sugar Hill
In Sugar Hill, Auto-Owners Insurance costs young drivers $2,391 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Sugar Hill
Farm Bureau gave the largest car insurance discounts to married couples, averaging $197 saved each year compared to an average Sugar Hill couple's premiums.
The cheapest car insurance in Sugar Hill for drivers with bad credit
The best Sugar Hill car insurance company for customer service
Nationwide was the best company for customer service in Sugar Hill according to the NAIC.
Recent price drops
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The cheapest large national provider in Sugar Hill
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Sugar Hill driver can expect to pay about $117 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Sugar Hill, USAA has the best prices for married couples, drivers with bad credit, drivers with speeding tickets, drivers with accidents, drivers with a DUI conviction, good drivers, and young drivers.Auto Insurance Prices in and Around Sugar Hill
What Influences the Cost of Car Insurance in Sugar Hill?
On average, car insurance in Sugar Hill is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Sugar Hill is 43 minutes, which is far more than average for a driver in the state.
- Georgia state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Sugar Hill are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- Sugar Hill is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Sugar Hill is $109 per month for minimum coverage and $164 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Hog Mountain: Insurance costs 7.13% less
- Suwanee: Insurance costs the same
- Rest Haven: Insurance costs 2.65% less
- Buford: Insurance costs 0.51% more
- Cumming: Insurance costs 5.30% less
- Flowery Branch: Insurance costs 8.60% less
- Johns Creek: Insurance costs 0.05% more
- Dacula: Insurance costs the same
- Alpharetta: Insurance costs 1.48% less
- Oakwood: Insurance costs 7.59% less
Cities with Similar Populations
- Webster: Insurance costs 8.10% less
- Crosby: Insurance costs 13.65% less
- Danvers: Insurance costs 17.62% less
- Deer Park: Insurance costs 43.58% more
- East Lake-Orient Park: Insurance costs 58.60% more
- Edwardsville: Insurance costs 24.03% less
- Eldersburg: Insurance costs 7.08% less
- Elk River: Insurance costs 14.36% less
- Englewood: Insurance costs 16.45% more
- Faribault: Insurance costs 18.28% less