Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Buford, GA
We monitor insurance prices, helping the average driver in Buford save up to 33.4% on car insurance.
The Cheapest Minimum Coverage in Buford
The chart below shows the cheapest car insurance company in Buford for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Travelers, followed by Farm Bureau, State Farm, and Progressive.
| Buford Insurer | Monthly Cost |
|---|---|
| Travelers | $86 |
| Farm Bureau | $89 |
| State Farm | $98 |
| Progressive | $106 |
Savings for Every Kind of Buford Driver
Based on our extensive insurance data, we know the average Buford driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $410 per year by choosing the right vehicle insurance company. Some Buford residents are paying out over $1,974 extra every year for auto insurance in Buford. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Buford, GA Savings / Yr. |
|---|---|
$410 |
|
$874 |
|
$603 |
|
$825 |
|
$2,403 |
|
$198 |
|
$848 |
Buford Car Insurance vs. Georgia
People living in Buford pay an average of 11.46% more than the typical driver in the state. The average driver in Buford can expect to pay about $1,313 per year, or $1,974 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in Buford for most people.
Car Insurance Prices by Buford Neighborhood
Insurance Prices
Where is insurance cheapest within Buford?
The map shows insurance prices in and around Buford, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $378 per year within the city boundaries, with insurance premiums ranging from a high of $2,134 to a low of $1,756. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the Northeast parts of Buford.Pick the Best Car Insurance Company for You in Buford
The best car insurance provider for most drivers in Buford
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $410 over the average Buford car insurance company.
The best car insurance provider for Buford drivers with accidents on their records
In our analysis, Travelers saved the average person who had been in an accident the most, with annual savings averaging $874 over the competition.
The best car insurance company for Buford drivers with speeding tickets
>Travelers gave the average person with a speeding ticket the most savings, averaging $603 better than other car insurance companies.
The best auto insurance for Buford drivers with a DUI conviction
Getting a quote from Travelers may cost the average person with a DUI about $825 less each year.
The least expensive car insurance company for new and young drivers in Buford
In Buford, Auto-Owners Insurance costs young drivers $2,403 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Buford
Farm Bureau gave the largest car insurance discounts to married couples, averaging $198 saved each year compared to an average Buford couple's premiums.
The cheapest car insurance in Buford for drivers with bad credit
The best Buford car insurance company for customer service
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Buford, which was better than other insurers.
The cheapest large national provider in Buford
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Buford driver can expect to pay about $117 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Buford, USAA has the best prices for married couples, drivers with bad credit, drivers with speeding tickets, drivers with accidents, drivers with a DUI conviction, good drivers, and young drivers.Auto Insurance Prices in and Around Buford
What Influences the Cost of Car Insurance in Buford?
On average, car insurance in Buford is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Buford is 40 minutes, which is a little more than average for a driver in the state.
- Georgia state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Buford are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- Buford is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Buford is $109 per month for minimum coverage and $164 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Rest Haven: Insurance costs 3.14% less
- Sugar Hill: Insurance costs 0.51% less
- Hog Mountain: Insurance costs 7.60% less
- Flowery Branch: Insurance costs 9.07% less
- Dacula: Insurance costs 0.51% less
- Suwanee: Insurance costs 0.51% less
- Auburn: Insurance costs 5.17% less
- Hoschton: Insurance costs 7.60% less
- Braselton: Insurance costs 7.24% less
- Lawrenceville: Insurance costs 4.91% more
Cities with Similar Populations
- New Rochelle: Insurance costs 47.92% more
- Murfreesboro: Insurance costs 28.42% less
- New Braunfels: Insurance costs 16.06% less
- Murrieta: Insurance costs 3.34% more
- North Las Vegas: Insurance costs 31.36% more
- New Orleans: Insurance costs 78.47% more
- Norman: Insurance costs 9.42% less
- Nashville: Insurance costs 27.36% less
- Myrtle Beach: Insurance costs 18.59% less
- Muncie: Insurance costs 38.75% less