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Get Cheap Car Insurance in North Las Vegas, NV
We monitor insurance prices, helping the average driver in North Las Vegas save up to 36.3% on car insurance.
The Cheapest Minimum Coverage in North Las Vegas
The chart below shows the cheapest car insurance company in North Las Vegas for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Progressive, Geico, and Safeco Insurance.
| North Las Vegas Insurer | Monthly Cost |
|---|---|
| State Farm | $77 |
| Progressive | $99 |
| Geico | $99 |
| Safeco Insurance | $107 |
Savings for Every Kind of North Las Vegas Driver
Based on our extensive insurance data, we know the average North Las Vegas driver will save about 23% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $591 per year by choosing the right vehicle insurance company. Some North Las Vegas residents are paying out over $2,593 extra every year for auto insurance in North Las Vegas. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
North Las Vegas, NV Savings / Yr. |
|---|---|
$591 |
|
$798 |
|
$449 |
|
$1,110 |
|
$3,319 |
|
$761 |
|
$1,078 |
North Las Vegas Car Insurance vs. Nevada
People living in North Las Vegas pay an average of 15.14% more than the typical driver in the state. The average driver in North Las Vegas can expect to pay about $1,325 per year, or $2,593 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in North Las Vegas for most people.
Car Insurance Prices by North Las Vegas Neighborhood
Insurance Prices
Where is insurance cheapest within North Las Vegas?
The map shows insurance prices in and around North Las Vegas, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $653 per year within the city boundaries, with insurance premiums ranging from a high of $2,977 to a low of $2,324. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the Northwest parts of North Las Vegas.Pick the Best Car Insurance Company for You in North Las Vegas
The best car insurance provider for most drivers in North Las Vegas
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $591 over the average North Las Vegas car insurance company.
The best car insurance provider for North Las Vegas drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $798 over the competition.
The best car insurance company for North Las Vegas drivers with speeding tickets
>Progressive gave the average person with a speeding ticket the most savings, averaging $449 better than other car insurance companies.
The best auto insurance for North Las Vegas drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $1,110 less each year.
The least expensive car insurance company for new and young drivers in North Las Vegas
In North Las Vegas, State Farm costs young drivers $3,319 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in North Las Vegas
State Farm gave the largest car insurance discounts to married couples, averaging $761 saved each year compared to an average North Las Vegas couple's premiums.
The cheapest car insurance in North Las Vegas for drivers with bad credit
The best North Las Vegas car insurance company for customer service
Nationwide was the best company for customer service in North Las Vegas according to the NAIC.
Recent price drops
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The cheapest large national provider in North Las Vegas
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average North Las Vegas driver can expect to pay about $145 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In North Las Vegas, USAA has the best prices for married couples, good drivers, young drivers, drivers with a DUI conviction, drivers with accidents, drivers with bad credit, and drivers with speeding tickets.Auto Insurance Prices in and Around North Las Vegas
What Influences the Cost of Car Insurance in North Las Vegas?
On average, car insurance in North Las Vegas is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in North Las Vegas is 33 minutes, which is a little more than average for a driver in the state.
- Nevada state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in North Las Vegas are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- North Las Vegas is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in North Las Vegas is $110 per month for minimum coverage and $216 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Nellis Afb: Insurance costs 5.05% less
- Las Vegas: Insurance costs 2.47% less
- Sunrise Manor: Insurance costs 4.86% more
- Winchester: Insurance costs 5.82% more
- Spring Valley: Insurance costs 0.77% less
- Summerlin South: Insurance costs 6.79% less
- Dry Lake: Insurance costs 10.45% less
- Manse: Insurance costs 18.20% less
- Pahrump: Insurance costs 18.63% less
- Johnnie: Insurance costs 18.86% less
Cities with Similar Populations
- Pharr: Insurance costs 28.00% less
- Pflugerville: Insurance costs 30.51% less
- Porterville: Insurance costs 19.90% less
- Plano: Insurance costs 28.46% less
- Plant City: Insurance costs 4.90% more
- Pensacola: Insurance costs 5.75% less
- Phoenix: Insurance costs 26.26% less
- Pittsburg: Insurance costs 12.53% less
- Plantation: Insurance costs 19.48% more
- Philadelphia: Insurance costs 41.30% less