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Get Cheap Car Insurance in Pflugerville, TX
We monitor insurance prices, helping the average driver in Pflugerville save up to 34.2% on car insurance.
The Cheapest Minimum Coverage in Pflugerville
The chart below shows the cheapest car insurance company in Pflugerville for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Clearcover, followed by Mile Auto, Progressive, and State Farm.
| Pflugerville Insurer | Monthly Cost |
|---|---|
| Clearcover | $47 |
| Mile Auto | $61 |
| Progressive | $63 |
| State Farm | $68 |
Savings for Every Kind of Pflugerville Driver
Based on our extensive insurance data, we know the average Pflugerville driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $371 per year by choosing the right vehicle insurance company. Some Pflugerville residents are paying out over $1,802 extra every year for auto insurance in Pflugerville. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Pflugerville, TX Savings / Yr. |
|---|---|
$371 |
|
$848 |
|
$748 |
|
$857 |
|
$1,304 |
|
$492 |
|
$539 |
Pflugerville Car Insurance vs. Texas
People living in Pflugerville pay an average of 7.78% less than the typical driver in the state. The average driver in Pflugerville can expect to pay about $1,073 per year, or $1,802 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Pflugerville for most people.
Car Insurance Prices by Pflugerville Neighborhood
Insurance Prices
Where is insurance cheapest within Pflugerville?
The map shows insurance prices in and around Pflugerville, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $317 per year within the city boundaries, with insurance premiums ranging from a high of $1,987 to a low of $1,670. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the East parts of Pflugerville.Pick the Best Car Insurance Company for You in Pflugerville
The best car insurance provider for most drivers in Pflugerville
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $371 over the average Pflugerville car insurance company.
The best car insurance provider for Pflugerville drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $848 over the competition.
The best car insurance company for Pflugerville drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $748 better than other car insurance companies.
The best auto insurance for Pflugerville drivers with a DUI conviction
Getting a quote from Mile Auto may cost the average person with a DUI about $857 less each year.
The least expensive car insurance company for new and young drivers in Pflugerville
In Pflugerville, State Farm costs young drivers $1,304 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Pflugerville
State Farm gave the largest car insurance discounts to married couples, averaging $492 saved each year compared to an average Pflugerville couple's premiums.
The cheapest car insurance in Pflugerville for drivers with bad credit
The best Pflugerville car insurance company for customer service
Nationwide was the best company for customer service in Pflugerville according to the NAIC.
Recent price drops
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The cheapest large national provider in Pflugerville
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Pflugerville driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Pflugerville, USAA has the best prices for drivers with a DUI conviction, good drivers, married couples, drivers with accidents, young drivers, drivers with speeding tickets, and drivers with bad credit.Auto Insurance Prices in and Around Pflugerville
What Influences the Cost of Car Insurance in Pflugerville?
On average, car insurance in Pflugerville is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Pflugerville is 34 minutes, which is about the national average for a driver in the state.
- Texas state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Pflugerville are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- Pflugerville is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Pflugerville is $89 per month for minimum coverage and $150 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Wells Branch: Insurance costs 4.55% more
- New Sweden: Insurance costs 1.55% less
- Round Rock: Insurance costs 3.11% less
- Hutto: Insurance costs 3.00% less
- Manor: Insurance costs 1.61% more
- Brushy Creek: Insurance costs 4.50% less
- Jollyville: Insurance costs 1.17% less
- Manda: Insurance costs 5.99% less
- Rices Crossing: Insurance costs 10.04% less
- Coupland: Insurance costs 7.33% less
Cities with Similar Populations
- Burbank: Insurance costs 32.35% more
- Cape Coral: Insurance costs 37.85% more
- Buena Park: Insurance costs 24.36% more
- Burleson: Insurance costs 7.66% less
- Buford: Insurance costs 9.54% more
- Buffalo: Insurance costs 33.13% more
- Avondale: Insurance costs 10.16% more
- Abilene: Insurance costs 8.44% less
- Arden-Arcade: Insurance costs 19.20% more
- Aurora: Insurance costs 5.11% less