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Get Cheap Car Insurance in Plant City, FL
We monitor insurance prices, helping the average driver in Plant City save up to 34.6% on car insurance.
The Cheapest Minimum Coverage in Plant City
The chart below shows the cheapest car insurance company in Plant City for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Gainsco, and Bristol West.
| Plant City Insurer | Monthly Cost |
|---|---|
| Geico | $130 |
| State Farm | $138 |
| Gainsco | $180 |
| Bristol West | $180 |
Savings for Every Kind of Plant City Driver
Based on our extensive insurance data, we know the average Plant City driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $796 per year by choosing the right vehicle insurance company. Some Plant City residents are paying out over $2,720 extra every year for auto insurance in Plant City. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Plant City, FL Savings / Yr. |
|---|---|
$796 |
|
$1,168 |
|
$899 |
|
$889 |
|
$2,826 |
|
$772 |
|
$1,125 |
Plant City Car Insurance vs. Florida
People living in Plant City pay an average of 2.94% more than the typical driver in the state. The average driver in Plant City can expect to pay about $2,483 per year, or $2,720 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Plant City for most people.
Car Insurance Prices by Plant City Neighborhood
Insurance Prices
Where is insurance cheapest within Plant City?
The map shows insurance prices in and around Plant City, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $607 per year within the city boundaries, with insurance premiums ranging from a high of $3,031 to a low of $2,424. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Northeast parts of Plant City.Pick the Best Car Insurance Company for You in Plant City
The best car insurance provider for most drivers in Plant City
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $796 over the average Plant City car insurance company.
The best car insurance provider for Plant City drivers with accidents on their records
In our analysis, Geico saved the average person who had been in an accident the most, with annual savings averaging $1,168 over the competition.
The best car insurance company for Plant City drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $899 better than other car insurance companies.
The best auto insurance for Plant City drivers with a DUI conviction
Getting a quote from Geico may cost the average person with a DUI about $889 less each year.
The least expensive car insurance company for new and young drivers in Plant City
In Plant City, Geico costs young drivers $2,826 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Plant City
Geico gave the largest car insurance discounts to married couples, averaging $772 saved each year compared to an average Plant City couple's premiums.
The cheapest car insurance in Plant City for drivers with bad credit
The best Plant City car insurance company for customer service
Recent price drops
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The cheapest large national provider in Plant City
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Plant City driver can expect to pay about $156 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Plant City, USAA has the best prices for good drivers, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Plant City
What Influences the Cost of Car Insurance in Plant City?
On average, car insurance in Plant City is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Florida state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Plant City are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of A according to CrimeGrade.org.
- Plant City is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Plant City is $207 per month for minimum coverage and $227 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Coronet: Insurance costs 4.56% less
- Dover: Insurance costs 0.74% more
- Youmans: Insurance costs 8.35% less
- Durant: Insurance costs 0.59% less
- Valrico: Insurance costs 4.52% more
- Seffner: Insurance costs 3.38% more
- Mango: Insurance costs 7.17% more
- Fuller Heights: Insurance costs 8.31% less
- Mulberry: Insurance costs 4.41% less
- Crystal Springs: Insurance costs 2.32% less
Cities with Similar Populations
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- Yonkers: Insurance costs 12.10% more