Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Yuba City, CA
We monitor insurance prices, helping the average driver in Yuba City save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Yuba City
The chart below shows the cheapest car insurance company in Yuba City for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Yuba City Insurer | Monthly Cost |
|---|---|
| Metromile | $51 |
| Geico | $57 |
| Progressive | $61 |
| Travelers | $63 |
Savings for Every Kind of Yuba City Driver
Based on our extensive insurance data, we know the average Yuba City driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $646 per year by choosing the right vehicle insurance company. Some Yuba City residents are paying out over $2,021 extra every year for auto insurance in Yuba City. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Yuba City, CA Savings / Yr. |
|---|---|
$646 |
|
$1,183 |
|
$936 |
|
$1,644 |
|
$844 |
|
$366 |
|
$0 |
Yuba City Car Insurance vs. California
People living in Yuba City pay an average of 0.63% more than the typical driver in the state. The average driver in Yuba City can expect to pay about $946 per year, or $2,021 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Yuba City for most people.
Car Insurance Prices by Yuba City Neighborhood
Insurance Prices
Where is insurance cheapest within Yuba City?
The map shows insurance prices in and around Yuba City, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $406 per year within the city boundaries, with insurance premiums ranging from a high of $2,231 to a low of $1,825. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the Northwest parts of Yuba City.Pick the Best Car Insurance Company for You in Yuba City
The best car insurance provider for most drivers in Yuba City
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $646 over the average Yuba City car insurance company.
The best car insurance provider for Yuba City drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,183 over the competition.
The best car insurance company for Yuba City drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $936 better than other car insurance companies.
The best auto insurance for Yuba City drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,644 less each year.
The least expensive car insurance company for new and young drivers in Yuba City
In Yuba City, State Farm costs young drivers $844 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Yuba City
Progressive gave the largest car insurance discounts to married couples, averaging $366 saved each year compared to an average Yuba City couple's premiums.
The cheapest car insurance in Yuba City for drivers with bad credit
The best Yuba City car insurance company for customer service
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Yuba City, which was better than other insurers.
The cheapest large national provider in Yuba City
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Yuba City driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Yuba City, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Yuba City
What Influences the Cost of Car Insurance in Yuba City?
On average, car insurance in Yuba City is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Yuba City is 34 minutes, which is about the national average for a driver in the state.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Yuba City are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Yuba City has an average population density in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Yuba City is $79 per month for minimum coverage and $168 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Linda: Insurance costs 4.01% more
- Olivehurst: Insurance costs 1.53% more
- Marysville: Insurance costs 0.64% less
- Sutter: Insurance costs 8.71% less
- Lomo: Insurance costs 6.88% less
- Plumas Lake: Insurance costs 0.99% less
- Hammonton: Insurance costs 4.16% less
- Live Oak: Insurance costs 4.26% less
- Sycamore: Insurance costs 7.97% less
- Wheatland: Insurance costs 6.78% less
Cities with Similar Populations
- Sharps Chapel: Insurance costs 32.51% less
- Smithton: Insurance costs 13.16% less
- Shawnee: Insurance costs 21.82% less
- Silver Cliff: Insurance costs 7.42% less
- South Ripley: Insurance costs 6.04% more
- Soldiers Grove: Insurance costs 43.39% less
- Shandon: Insurance costs 3.81% less
- South Orrington: Insurance costs 52.94% less
- Snover: Insurance costs 41.91% more
- Skandia: Insurance costs 34.93% more