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Get Cheap Car Insurance in Silver Cliff, CO
We monitor insurance prices, helping the average driver in Silver Cliff save up to 30.1% on car insurance.
The Cheapest Minimum Coverage in Silver Cliff
The chart below shows the cheapest car insurance company in Silver Cliff for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Bristol West, Safeco Insurance, and Geico.
| Silver Cliff Insurer | Monthly Cost |
|---|---|
| State Farm | $64 |
| Bristol West | $75 |
| Safeco Insurance | $77 |
| Geico | $79 |
Savings for Every Kind of Silver Cliff Driver
Based on our extensive insurance data, we know the average Silver Cliff driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $401 per year by choosing the right vehicle insurance company. Some Silver Cliff residents are paying out over $1,871 extra every year for auto insurance in Silver Cliff. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Silver Cliff, CO Savings / Yr. |
|---|---|
$401 |
|
$715 |
|
$575 |
|
$615 |
|
$1,820 |
|
$482 |
|
$706 |
Silver Cliff Car Insurance vs. Colorado
People living in Silver Cliff pay an average of 1.01% less than the typical driver in the state. The average driver in Silver Cliff can expect to pay about $1,093 per year, or $1,871 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Silver Cliff for most people.
Car Insurance Prices by Silver Cliff Neighborhood
Insurance Prices
Where is insurance cheapest within Silver Cliff?
The map shows insurance prices in and around Silver Cliff, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $15 per year within the city boundaries, with insurance premiums ranging from a high of $1,877 to a low of $1,862. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Northwest parts of Silver Cliff.Pick the Best Car Insurance Company for You in Silver Cliff
The best car insurance provider for most drivers in Silver Cliff
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $401 over the average Silver Cliff car insurance company.
The best car insurance provider for Silver Cliff drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $715 over the competition.
The best car insurance company for Silver Cliff drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $575 better than other car insurance companies.
The best auto insurance for Silver Cliff drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $615 less each year.
The least expensive car insurance company for new and young drivers in Silver Cliff
In Silver Cliff, State Farm costs young drivers $1,820 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Silver Cliff
State Farm gave the largest car insurance discounts to married couples, averaging $482 saved each year compared to an average Silver Cliff couple's premiums.
The cheapest car insurance in Silver Cliff for drivers with bad credit
The best Silver Cliff car insurance company for customer service
Nationwide was the best company for customer service in Silver Cliff according to the NAIC.
Recent price drops
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The cheapest large national provider in Silver Cliff
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Silver Cliff driver can expect to pay about $128 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Silver Cliff, USAA has the best prices for drivers with speeding tickets, drivers with a DUI conviction, married couples, young drivers, good drivers, drivers with bad credit, and drivers with accidents.Auto Insurance Prices in and Around Silver Cliff
What Influences the Cost of Car Insurance in Silver Cliff?
On average, car insurance in Silver Cliff is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Colorado state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Silver Cliff are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- Silver Cliff has an average population density in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Silver Cliff is $91 per month for minimum coverage and $156 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Westcliffe: Insurance costs the same
- Hillside: Insurance costs 0.11% less
- Tanglewood Acres: Insurance costs 0.48% less
- Fairview: Insurance costs 0.91% more
- Wetmore: Insurance costs 0.64% more
- Moffat: Insurance costs 2.83% less
- Beulah: Insurance costs 5.45% more
- Swallows: Insurance costs 1.76% more
- Villa Grove: Insurance costs 2.94% less
- Saguache: Insurance costs 2.94% less
Cities with Similar Populations
- Alden: Insurance costs 36.34% less
- Emmet: Insurance costs 11.65% less
- Victor: Insurance costs 0.48% more
- Wagners Lake: Insurance costs 26.03% less
- Waverly: Insurance costs 2.14% less
- Webster: Insurance costs 15.13% less
- Weir: Insurance costs 16.94% less
- Wellsburg: Insurance costs 35.65% less
- Brutus: Insurance costs 46.93% more
- Brook Park: Insurance costs 10.74% less