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Get Cheap Car Insurance in Ypsilanti, MI
We monitor insurance prices, helping the average driver in Ypsilanti save up to 41.9% on car insurance.
The Cheapest Minimum Coverage in Ypsilanti
The chart below shows the cheapest car insurance company in Ypsilanti for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Auto-Owners Insurance, followed by Progressive, State Farm, and Safeco Insurance.
| Ypsilanti Insurer | Monthly Cost |
|---|---|
| Auto-Owners Insurance | $122 |
| Progressive | $139 |
| State Farm | $140 |
| Safeco Insurance | $148 |
Savings for Every Kind of Ypsilanti Driver
Based on our extensive insurance data, we know the average Ypsilanti driver will save about 40% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, and age. The average driver will find themselves saving $1,318 per year by choosing the right vehicle insurance company. Some Ypsilanti residents are paying out over $3,279 extra every year for auto insurance in Ypsilanti. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Ypsilanti, MI Savings / Yr. |
|---|---|
$1,318 |
|
$2,151 |
|
$1,904 |
|
$2,893 |
|
$3,413 |
|
$0 |
|
$0 |
Ypsilanti Car Insurance vs. Michigan
People living in Ypsilanti pay an average of 13.10% more than the typical driver in the state. The average driver in Ypsilanti can expect to pay about $2,491 per year, or $3,279 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in Ypsilanti for most people.
Car Insurance Prices by Ypsilanti Neighborhood
Insurance Prices
Where is insurance cheapest within Ypsilanti?
The map shows insurance prices in and around Ypsilanti, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $1,189 per year within the city boundaries, with insurance premiums ranging from a high of $3,942 to a low of $2,753. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Southwest parts of Ypsilanti.Pick the Best Car Insurance Company for You in Ypsilanti
The best car insurance provider for most drivers in Ypsilanti
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $1,318 over the average Ypsilanti car insurance company.
The best car insurance provider for Ypsilanti drivers with accidents on their records
In our analysis, Auto-Owners Insurance saved the average person who had been in an accident the most, with annual savings averaging $2,151 over the competition.
The best car insurance company for Ypsilanti drivers with speeding tickets
>Auto-Owners Insurance gave the average person with a speeding ticket the most savings, averaging $1,904 better than other car insurance companies.
The best auto insurance for Ypsilanti drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $2,893 less each year.
The least expensive car insurance company for new and young drivers in Ypsilanti
In Ypsilanti, Geico costs young drivers $3,413 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Ypsilanti
The cheapest car insurance in Ypsilanti for drivers with bad credit
The best Ypsilanti car insurance company for customer service
Recent price drops
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The cheapest large national provider in Ypsilanti
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Ypsilanti driver can expect to pay about $163 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Ypsilanti, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, drivers with accidents, and drivers with a DUI conviction.Auto Insurance Prices in and Around Ypsilanti
What Influences the Cost of Car Insurance in Ypsilanti?
On average, car insurance in Ypsilanti is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Ypsilanti is 30 minutes, which is about the national average for a driver in the state.
- Michigan state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- Ypsilanti has an average population density in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Ypsilanti is $208 per month for minimum coverage and $273 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Dixboro: Insurance costs 10.80% less
- Belleville: Insurance costs 6.31% less
- Whittaker: Insurance costs 11.53% less
- Willis: Insurance costs 11.25% less
- Ann Arbor: Insurance costs 7.62% less
- Saline: Insurance costs 13.91% less
- Canton: Insurance costs 5.52% less
- West Sumpter: Insurance costs 10.16% less
- Milan: Insurance costs 11.41% less
- Mooreville: Insurance costs 17.14% less
Cities with Similar Populations
- Sonora: Insurance costs 66.97% less
- Simi Valley: Insurance costs 31.75% less
- Shannon: Insurance costs 38.40% less
- South Wales: Insurance costs 32.60% less
- Sioux City: Insurance costs 61.09% less
- Sioux Falls: Insurance costs 51.85% less
- Shreveport: Insurance costs 8.87% less
- Simpsonville: Insurance costs 50.87% less
- Slidell: Insurance costs 1.89% more
- South Weare: Insurance costs 63.43% less