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Get Cheap Car Insurance in South Wales, NY
We monitor insurance prices, helping the average driver in South Wales save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in South Wales
The chart below shows the cheapest car insurance company in South Wales for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| South Wales Insurer | Monthly Cost |
|---|---|
| Kemper | $81 |
| Plymouth Rock Assurance | $108 |
| Safeco Insurance | $116 |
| Geico | $121 |
Savings for Every Kind of South Wales Driver
Based on our extensive insurance data, we know the average South Wales driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $659 per year by choosing the right vehicle insurance company. Some South Wales residents are paying out over $2,210 extra every year for auto insurance in South Wales. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
South Wales, NY Savings / Yr. |
|---|---|
$659 |
|
$420 |
|
$839 |
|
$849 |
|
$2,081 |
|
$696 |
|
$1,109 |
South Wales Car Insurance vs. New York
People living in South Wales pay an average of 8.87% less than the typical driver in the state. The average driver in South Wales can expect to pay about $1,603 per year, or $2,210 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in South Wales for most people.
Car Insurance Prices by South Wales Neighborhood
Insurance Prices
Where is insurance cheapest within South Wales?
The map shows insurance prices in and around South Wales, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $124 per year within the city boundaries, with insurance premiums ranging from a high of $2,276 to a low of $2,152. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the Southeast parts of South Wales.Pick the Best Car Insurance Company for You in South Wales
The best car insurance provider for most drivers in South Wales
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $659 over the average South Wales car insurance company.
The best car insurance provider for South Wales drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $420 over the competition.
The best car insurance company for South Wales drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $839 better than other car insurance companies.
The best auto insurance for South Wales drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $849 less each year.
The least expensive car insurance company for new and young drivers in South Wales
In South Wales, Progressive costs young drivers $2,081 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in South Wales
Progressive gave the largest car insurance discounts to married couples, averaging $696 saved each year compared to an average South Wales couple's premiums.
The cheapest car insurance in South Wales for drivers with bad credit
The best South Wales car insurance company for customer service
Nationwide was the best company for customer service in South Wales according to the NAIC.
Recent price drops
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The cheapest large national provider in South Wales
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average South Wales driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In South Wales, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around South Wales
What Influences the Cost of Car Insurance in South Wales?
On average, car insurance in South Wales is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in South Wales is 30 minutes, which is about the national average for a driver in the state.
- New York state insurance regulations may require higher prices.
- An average of 10 to 11 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in South Wales are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- South Wales is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in South Wales is $134 per month for minimum coverage and $184 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Wales Hollow: Insurance costs 2.99% more
- Holland: Insurance costs 0.95% less
- East Aurora: Insurance costs 1.49% more
- Taylorshire: Insurance costs 1.36% less
- Java Village: Insurance costs 0.27% less
- Strykersville: Insurance costs 2.35% less
- West Falls: Insurance costs the same
- Protection: Insurance costs 0.54% less
- Harris Corners: Insurance costs 1.27% less
- Cowlesville: Insurance costs 2.22% more
Cities with Similar Populations
- Bayou Gauche: Insurance costs 30.72% more
- Bellport: Insurance costs 15.70% more
- Keshena: Insurance costs 49.23% less
- New Melle: Insurance costs 18.33% less
- Minong: Insurance costs 46.06% less
- McGraw: Insurance costs 6.92% less
- Massanutten: Insurance costs 47.06% less
- Marfa: Insurance costs 17.51% less
- Lisbon: Insurance costs 46.38% less
- Langley: Insurance costs 29.86% less