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Get Cheap Car Insurance in Holland, NY
We monitor insurance prices, helping the average driver in Holland save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Holland
The chart below shows the cheapest car insurance company in Holland for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Holland Insurer | Monthly Cost |
|---|---|
| Kemper | $81 |
| Plymouth Rock Assurance | $107 |
| Safeco Insurance | $115 |
| Geico | $120 |
Savings for Every Kind of Holland Driver
Based on our extensive insurance data, we know the average Holland driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $653 per year by choosing the right vehicle insurance company. Some Holland residents are paying out over $2,189 extra every year for auto insurance in Holland. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Holland, NY Savings / Yr. |
|---|---|
$653 |
|
$416 |
|
$831 |
|
$841 |
|
$2,061 |
|
$690 |
|
$1,099 |
Holland Car Insurance vs. New York
People living in Holland pay an average of 9.73% less than the typical driver in the state. The average driver in Holland can expect to pay about $1,588 per year, or $2,189 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Holland for most people.
Car Insurance Prices by Holland Neighborhood
Insurance Prices
Where is insurance cheapest within Holland?
The map shows insurance prices in and around Holland, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $122 per year within the city boundaries, with insurance premiums ranging from a high of $2,280 to a low of $2,158. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the Central parts of Holland.Pick the Best Car Insurance Company for You in Holland
The best car insurance provider for most drivers in Holland
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $653 over the average Holland car insurance company.
The best car insurance provider for Holland drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $416 over the competition.
The best car insurance company for Holland drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $831 better than other car insurance companies.
The best auto insurance for Holland drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $841 less each year.
The least expensive car insurance company for new and young drivers in Holland
In Holland, Progressive costs young drivers $2,061 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Holland
Progressive gave the largest car insurance discounts to married couples, averaging $690 saved each year compared to an average Holland couple's premiums.
The cheapest car insurance in Holland for drivers with bad credit
The best Holland car insurance company for customer service
Recent price drops
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The cheapest large national provider in Holland
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Holland driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Holland, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Holland
What Influences the Cost of Car Insurance in Holland?
On average, car insurance in Holland is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- New York state insurance regulations may require higher prices.
- An average of 10 to 11 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Holland are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Holland is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Holland is $132 per month for minimum coverage and $182 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Protection: Insurance costs 0.41% more
- South Wales: Insurance costs 0.96% more
- Glenwood: Insurance costs 0.69% more
- Java Village: Insurance costs 0.69% more
- Chaffee: Insurance costs 0.41% more
- Curriers: Insurance costs 1.74% more
- West Falls: Insurance costs 0.96% more
- East Concord: Insurance costs 0.46% less
- Wales Hollow: Insurance costs 3.97% more
- Strykersville: Insurance costs 1.42% less
Cities with Similar Populations
- Augusta: Insurance costs 25.72% more
- Trafford: Insurance costs 28.64% less
- Sugarloaf: Insurance costs 36.91% less
- Seven Fields: Insurance costs 38.69% less
- Savage: Insurance costs 10.28% less
- Mount Penn: Insurance costs 35.18% less
- Moodus: Insurance costs 15.40% less
- Milford: Insurance costs 37.00% less
- Mc Alpin: Insurance costs 9.82% more
- Linn Creek: Insurance costs 20.28% less