Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Seffner, FL
We monitor insurance prices, helping the average driver in Seffner save up to 34.6% on car insurance.
The Cheapest Minimum Coverage in Seffner
The chart below shows the cheapest car insurance company in Seffner for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Gainsco, and Bristol West.
| Seffner Insurer | Monthly Cost |
|---|---|
| Geico | $134 |
| State Farm | $142 |
| Gainsco | $186 |
| Bristol West | $186 |
Savings for Every Kind of Seffner Driver
Based on our extensive insurance data, we know the average Seffner driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $823 per year by choosing the right vehicle insurance company. Some Seffner residents are paying out over $2,812 extra every year for auto insurance in Seffner. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Seffner, FL Savings / Yr. |
|---|---|
$823 |
|
$1,208 |
|
$929 |
|
$920 |
|
$2,921 |
|
$798 |
|
$1,163 |
Seffner Car Insurance vs. Florida
People living in Seffner pay an average of 6.43% more than the typical driver in the state. The average driver in Seffner can expect to pay about $2,567 per year, or $2,812 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Seffner for most people.
Car Insurance Prices by Seffner Neighborhood
Insurance Prices
Where is insurance cheapest within Seffner?
The map shows insurance prices in and around Seffner, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $493 per year within the city boundaries, with insurance premiums ranging from a high of $3,063 to a low of $2,570. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Northeast parts of Seffner.Pick the Best Car Insurance Company for You in Seffner
The best car insurance provider for most drivers in Seffner
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $823 over the average Seffner car insurance company.
The best car insurance provider for Seffner drivers with accidents on their records
In our analysis, Geico saved the average person who had been in an accident the most, with annual savings averaging $1,208 over the competition.
The best car insurance company for Seffner drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $929 better than other car insurance companies.
The best auto insurance for Seffner drivers with a DUI conviction
Getting a quote from Geico may cost the average person with a DUI about $920 less each year.
The least expensive car insurance company for new and young drivers in Seffner
In Seffner, Geico costs young drivers $2,921 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Seffner
Geico gave the largest car insurance discounts to married couples, averaging $798 saved each year compared to an average Seffner couple's premiums.
The cheapest car insurance in Seffner for drivers with bad credit
The best Seffner car insurance company for customer service
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Seffner, which was better than other insurers.
The cheapest large national provider in Seffner
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Seffner driver can expect to pay about $156 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Seffner, USAA has the best prices for good drivers, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Seffner
What Influences the Cost of Car Insurance in Seffner?
On average, car insurance in Seffner is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Seffner is 35 minutes, which is about the national average for a driver in the state.
- Florida state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Seffner are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A according to CrimeGrade.org.
- Seffner is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Seffner is $214 per month for minimum coverage and $234 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Mango: Insurance costs 3.66% more
- Dover: Insurance costs 2.56% less
- Brandon: Insurance costs 4.05% more
- Valrico: Insurance costs 1.10% more
- East Lake-Orient Park: Insurance costs 10.78% more
- Thonotosassa: Insurance costs 0.50% more
- Temple Terrace: Insurance costs 5.19% more
- Palm River-Clair Mel: Insurance costs 7.61% more
- Durant: Insurance costs 3.84% less
- Bloomingdale: Insurance costs 0.46% more
Cities with Similar Populations
- Salmon Creek: Insurance costs 47.48% less
- Meadowbrook: Insurance costs 52.35% less
- Merrimack: Insurance costs 57.47% less
- Mill Creek: Insurance costs 43.07% less
- Millersville: Insurance costs 31.97% less
- Parma Heights: Insurance costs 59.21% less
- Ridgefield: Insurance costs 49.29% less
- River Falls: Insurance costs 59.92% less
- Rocky River: Insurance costs 60.28% less
- Rosamond: Insurance costs 26.21% less