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Get Cheap Car Insurance in Millersville, MD
We monitor insurance prices, helping the average driver in Millersville save up to 26.9% on car insurance.
The Cheapest Minimum Coverage in Millersville
The chart below shows the cheapest car insurance company in Millersville for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Erie Insurance, Travelers, and Safeco Insurance.
| Millersville Insurer | Monthly Cost |
|---|---|
| State Farm | $89 |
| Erie Insurance | $90 |
| Travelers | $102 |
| Safeco Insurance | $106 |
Savings for Every Kind of Millersville Driver
Based on our extensive insurance data, we know the average Millersville driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $356 per year by choosing the right vehicle insurance company. Some Millersville residents are paying out over $1,913 extra every year for auto insurance in Millersville. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Millersville, MD Savings / Yr. |
|---|---|
$356 |
|
$335 |
|
$389 |
|
$628 |
|
$1,207 |
|
$216 |
|
$844 |
Millersville Car Insurance vs. Maryland
People living in Millersville pay an average of 3.24% more than the typical driver in the state. The average driver in Millersville can expect to pay about $1,304 per year, or $1,913 for full coverage.
Based on our analysis, MetLife will be the cheapest provider in Millersville for most people.
Car Insurance Prices by Millersville Neighborhood
Insurance Prices
Where is insurance cheapest within Millersville?
The map shows insurance prices in and around Millersville, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $310 per year within the city boundaries, with insurance premiums ranging from a high of $2,131 to a low of $1,821. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the Southwest parts of Millersville.Pick the Best Car Insurance Company for You in Millersville
The best car insurance provider for most drivers in Millersville
For drivers with clean driving records and no major strikes, MetLife is the best option, with annual savings of $356 over the average Millersville car insurance company.
The best car insurance provider for Millersville drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $335 over the competition.
The best car insurance company for Millersville drivers with speeding tickets
>Erie Insurance gave the average person with a speeding ticket the most savings, averaging $389 better than other car insurance companies.
The best auto insurance for Millersville drivers with a DUI conviction
Getting a quote from Erie Insurance may cost the average person with a DUI about $628 less each year.
The least expensive car insurance company for new and young drivers in Millersville
In Millersville, Erie Insurance costs young drivers $1,207 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Millersville
State Farm gave the largest car insurance discounts to married couples, averaging $216 saved each year compared to an average Millersville couple's premiums.
The cheapest car insurance in Millersville for drivers with bad credit
The best Millersville car insurance company for customer service
Nationwide was the best company for customer service in Millersville according to the NAIC.
Recent price drops
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The cheapest large national provider in Millersville
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Millersville driver can expect to pay about $133 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Millersville, USAA has the best prices for drivers with a DUI conviction, drivers with bad credit, drivers with accidents, married couples, drivers with speeding tickets, young drivers, and good drivers.Auto Insurance Prices in and Around Millersville
What Influences the Cost of Car Insurance in Millersville?
On average, car insurance in Millersville is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Millersville is 39 minutes, which is about the national average for a driver in the state.
- Maryland state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Millersville are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- Millersville is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Millersville is $109 per month for minimum coverage and $159 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Glen Burnie: Insurance costs 2.82% more
- Severna Park: Insurance costs 4.18% less
- Severn: Insurance costs 6.22% more
- Crownsville: Insurance costs 4.13% less
- Pasadena: Insurance costs 4.50% less
- Odenton: Insurance costs 0.68% more
- Harmans: Insurance costs 4.86% more
- Gambrills: Insurance costs 2.25% less
- Ferndale: Insurance costs 1.73% more
- Riviera Beach: Insurance costs 5.28% less
Cities with Similar Populations
- Mount Vernon: Insurance costs 24.20% less
- Palmer: Insurance costs 20.65% less
- Palisades Park: Insurance costs 24.57% more
- New Canaan: Insurance costs 8.57% more
- Neptune: Insurance costs 2.40% less
- Neosho: Insurance costs 7.95% less
- Murphy: Insurance costs 2.04% less
- Mountlake Terrace: Insurance costs 12.34% less
- Mountain Home: Insurance costs 43.75% less
- Payson: Insurance costs 10.66% less