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Get Cheap Car Insurance in Odenton, MD
We monitor insurance prices, helping the average driver in Odenton save up to 26.9% on car insurance.
The Cheapest Minimum Coverage in Odenton
The chart below shows the cheapest car insurance company in Odenton for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Erie Insurance, Travelers, and Safeco Insurance.
| Odenton Insurer | Monthly Cost |
|---|---|
| State Farm | $89 |
| Erie Insurance | $90 |
| Travelers | $103 |
| Safeco Insurance | $107 |
Savings for Every Kind of Odenton Driver
Based on our extensive insurance data, we know the average Odenton driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $359 per year by choosing the right vehicle insurance company. Some Odenton residents are paying out over $1,926 extra every year for auto insurance in Odenton. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Odenton, MD Savings / Yr. |
|---|---|
$359 |
|
$337 |
|
$392 |
|
$632 |
|
$1,215 |
|
$217 |
|
$849 |
Odenton Car Insurance vs. Maryland
People living in Odenton pay an average of 3.96% more than the typical driver in the state. The average driver in Odenton can expect to pay about $1,313 per year, or $1,926 for full coverage.
Based on our analysis, MetLife will be the cheapest provider in Odenton for most people.
Car Insurance Prices by Odenton Neighborhood
Insurance Prices
Where is insurance cheapest within Odenton?
The map shows insurance prices in and around Odenton, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $310 per year within the city boundaries, with insurance premiums ranging from a high of $2,101 to a low of $1,791. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the Southwest parts of Odenton.Pick the Best Car Insurance Company for You in Odenton
The best car insurance provider for most drivers in Odenton
For drivers with clean driving records and no major strikes, MetLife is the best option, with annual savings of $359 over the average Odenton car insurance company.
The best car insurance provider for Odenton drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $337 over the competition.
The best car insurance company for Odenton drivers with speeding tickets
>Erie Insurance gave the average person with a speeding ticket the most savings, averaging $392 better than other car insurance companies.
The best auto insurance for Odenton drivers with a DUI conviction
Getting a quote from Erie Insurance may cost the average person with a DUI about $632 less each year.
The least expensive car insurance company for new and young drivers in Odenton
In Odenton, Erie Insurance costs young drivers $1,215 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Odenton
State Farm gave the largest car insurance discounts to married couples, averaging $217 saved each year compared to an average Odenton couple's premiums.
The cheapest car insurance in Odenton for drivers with bad credit
The best Odenton car insurance company for customer service
Recent price drops
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The cheapest large national provider in Odenton
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Odenton driver can expect to pay about $133 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Odenton, USAA has the best prices for drivers with a DUI conviction, drivers with bad credit, drivers with accidents, married couples, drivers with speeding tickets, young drivers, and good drivers.Auto Insurance Prices in and Around Odenton
What Influences the Cost of Car Insurance in Odenton?
On average, car insurance in Odenton is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Odenton is 41 minutes, which is about the national average for a driver in the state.
- Maryland state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Odenton are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Odenton is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Odenton is $109 per month for minimum coverage and $161 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Gambrills: Insurance costs 2.91% less
- Fort Meade: Insurance costs 0.78% more
- Severn: Insurance costs 5.50% more
- Patuxent: Insurance costs 11.73% more
- Crofton: Insurance costs 2.65% less
- High Bridge Estates: Insurance costs 4.00% more
- Annapolis Junction: Insurance costs 2.44% more
- Millersville: Insurance costs 0.67% less
- Harmans: Insurance costs 4.15% more
- Maryland City: Insurance costs 8.88% more
Cities with Similar Populations
- West Little River: Insurance costs 86.24% more
- Gaffney: Insurance costs 14.69% less
- Windsor: Insurance costs 8.31% less
- Camas: Insurance costs 24.56% less
- Calumet City: Insurance costs 1.97% more
- Burien: Insurance costs 12.82% less
- Bristol: Insurance costs 31.10% less
- Bay Shore: Insurance costs 50.00% more
- Battle Ground: Insurance costs 22.90% less
- Auburn: Insurance costs 13.45% more