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Get Cheap Car Insurance in Patuxent, MD
We monitor insurance prices, helping the average driver in Patuxent save up to 26.9% on car insurance.
The Cheapest Minimum Coverage in Patuxent
The chart below shows the cheapest car insurance company in Patuxent for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Erie Insurance, Travelers, and Safeco Insurance.
| Patuxent Insurer | Monthly Cost |
|---|---|
| State Farm | $100 |
| Erie Insurance | $101 |
| Travelers | $115 |
| Safeco Insurance | $120 |
Savings for Every Kind of Patuxent Driver
Based on our extensive insurance data, we know the average Patuxent driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $401 per year by choosing the right vehicle insurance company. Some Patuxent residents are paying out over $2,152 extra every year for auto insurance in Patuxent. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Patuxent, MD Savings / Yr. |
|---|---|
$401 |
|
$376 |
|
$438 |
|
$706 |
|
$1,357 |
|
$243 |
|
$949 |
Patuxent Car Insurance vs. Maryland
People living in Patuxent pay an average of 16.11% more than the typical driver in the state. The average driver in Patuxent can expect to pay about $1,467 per year, or $2,152 for full coverage.
Based on our analysis, MetLife will be the cheapest provider in Patuxent for most people.
Car Insurance Prices by Patuxent Neighborhood
Insurance Prices
Where is insurance cheapest within Patuxent?
The map shows insurance prices in and around Patuxent, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $270 per year within the city boundaries, with insurance premiums ranging from a high of $2,162 to a low of $1,892. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of Patuxent.Pick the Best Car Insurance Company for You in Patuxent
The best car insurance provider for most drivers in Patuxent
For drivers with clean driving records and no major strikes, MetLife is the best option, with annual savings of $401 over the average Patuxent car insurance company.
The best car insurance provider for Patuxent drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $376 over the competition.
The best car insurance company for Patuxent drivers with speeding tickets
>Erie Insurance gave the average person with a speeding ticket the most savings, averaging $438 better than other car insurance companies.
The best auto insurance for Patuxent drivers with a DUI conviction
Getting a quote from Erie Insurance may cost the average person with a DUI about $706 less each year.
The least expensive car insurance company for new and young drivers in Patuxent
In Patuxent, Erie Insurance costs young drivers $1,357 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Patuxent
State Farm gave the largest car insurance discounts to married couples, averaging $243 saved each year compared to an average Patuxent couple's premiums.
The cheapest car insurance in Patuxent for drivers with bad credit
The best Patuxent car insurance company for customer service
Recent price drops
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The cheapest large national provider in Patuxent
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Patuxent driver can expect to pay about $133 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Patuxent, USAA has the best prices for drivers with a DUI conviction, drivers with bad credit, drivers with accidents, married couples, drivers with speeding tickets, young drivers, and good drivers.Auto Insurance Prices in and Around Patuxent
What Influences the Cost of Car Insurance in Patuxent?
On average, car insurance in Patuxent is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Patuxent is 42 minutes, which is about the national average for a driver in the state.
- Maryland state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Patuxent are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- Patuxent has an average population density in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Patuxent is $122 per month for minimum coverage and $179 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- High Bridge Estates: Insurance costs 6.92% less
- Odenton: Insurance costs 10.50% less
- Glenn Dale: Insurance costs 3.30% more
- Crofton: Insurance costs 12.87% less
- Gambrills: Insurance costs 13.10% less
- Bowie: Insurance costs 1.12% less
- South Laurel: Insurance costs 1.07% more
- Maryland City: Insurance costs 2.56% less
- Seabrook: Insurance costs 4.97% more
- Fort Meade: Insurance costs 9.80% less
Cities with Similar Populations
- Irwin: Insurance costs 37.22% less
- Southview: Insurance costs 37.83% less
- Smiths Crossroads: Insurance costs 20.96% less
- Skinem: Insurance costs 26.16% less
- Sixes: Insurance costs 35.27% less
- Kanorado: Insurance costs 25.37% less
- Kalvesta: Insurance costs 25.93% less
- Kalamazoo: Insurance costs 30.76% less
- Jordan Run: Insurance costs 32.99% less
- Jewell: Insurance costs 51.21% less