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Get Cheap Car Insurance in South Laurel, MD
We monitor insurance prices, helping the average driver in South Laurel save up to 26.9% on car insurance.
The Cheapest Minimum Coverage in South Laurel
The chart below shows the cheapest car insurance company in South Laurel for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Erie Insurance, Travelers, and Safeco Insurance.
| South Laurel Insurer | Monthly Cost |
|---|---|
| State Farm | $101 |
| Erie Insurance | $102 |
| Travelers | $116 |
| Safeco Insurance | $121 |
Savings for Every Kind of South Laurel Driver
Based on our extensive insurance data, we know the average South Laurel driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $405 per year by choosing the right vehicle insurance company. Some South Laurel residents are paying out over $2,175 extra every year for auto insurance in South Laurel. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
South Laurel, MD Savings / Yr. |
|---|---|
$405 |
|
$380 |
|
$442 |
|
$714 |
|
$1,372 |
|
$245 |
|
$959 |
South Laurel Car Insurance vs. Maryland
People living in South Laurel pay an average of 17.36% more than the typical driver in the state. The average driver in South Laurel can expect to pay about $1,482 per year, or $2,175 for full coverage.
Based on our analysis, MetLife will be the cheapest provider in South Laurel for most people.
Car Insurance Prices by South Laurel Neighborhood
Insurance Prices
Where is insurance cheapest within South Laurel?
The map shows insurance prices in and around South Laurel, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $248 per year within the city boundaries, with insurance premiums ranging from a high of $2,300 to a low of $2,052. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Southwest parts of South Laurel.Pick the Best Car Insurance Company for You in South Laurel
The best car insurance provider for most drivers in South Laurel
For drivers with clean driving records and no major strikes, MetLife is the best option, with annual savings of $405 over the average South Laurel car insurance company.
The best car insurance provider for South Laurel drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $380 over the competition.
The best car insurance company for South Laurel drivers with speeding tickets
>Erie Insurance gave the average person with a speeding ticket the most savings, averaging $442 better than other car insurance companies.
The best auto insurance for South Laurel drivers with a DUI conviction
Getting a quote from Erie Insurance may cost the average person with a DUI about $714 less each year.
The least expensive car insurance company for new and young drivers in South Laurel
In South Laurel, Erie Insurance costs young drivers $1,372 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in South Laurel
State Farm gave the largest car insurance discounts to married couples, averaging $245 saved each year compared to an average South Laurel couple's premiums.
The cheapest car insurance in South Laurel for drivers with bad credit
The best South Laurel car insurance company for customer service
Nationwide was the best company for customer service in South Laurel according to the NAIC.
Recent price drops
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The cheapest large national provider in South Laurel
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average South Laurel driver can expect to pay about $133 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In South Laurel, USAA has the best prices for drivers with a DUI conviction, drivers with bad credit, drivers with accidents, married couples, drivers with speeding tickets, young drivers, and good drivers.Auto Insurance Prices in and Around South Laurel
What Influences the Cost of Car Insurance in South Laurel?
On average, car insurance in South Laurel is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in South Laurel is 44 minutes, which is a little more than average for a driver in the state.
- Maryland state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in South Laurel are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- South Laurel is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in South Laurel is $124 per month for minimum coverage and $181 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Laurel: Insurance costs 3.13% less
- Maryland City: Insurance costs 3.59% less
- Beltsville: Insurance costs 0.97% less
- Scaggsville: Insurance costs 7.45% less
- Burtonsville: Insurance costs 5.89% less
- Greenbelt: Insurance costs 0.05% less
- Savage: Insurance costs 9.70% less
- Annapolis Junction: Insurance costs 9.29% less
- Patuxent: Insurance costs 1.06% less
- Calverton: Insurance costs 2.53% less
Cities with Similar Populations
- Mason City: Insurance costs 44.32% less
- Hastings: Insurance costs 27.40% less
- Homewood: Insurance costs 27.45% less
- Horn Lake: Insurance costs 13.24% less
- Hudson: Insurance costs 47.26% less
- Jeffersontown: Insurance costs 1.29% less
- Kihei: Insurance costs 35.82% less
- Lapeer: Insurance costs 36.09% more
- Haslet: Insurance costs 20.51% less
- Ramsey: Insurance costs 21.38% less