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Get Cheap Car Insurance in Smiths Crossroads, GA
We monitor insurance prices, helping the average driver in Smiths Crossroads save up to 33.4% on car insurance.
The Cheapest Minimum Coverage in Smiths Crossroads
The chart below shows the cheapest car insurance company in Smiths Crossroads for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Travelers, followed by Farm Bureau, State Farm, and Progressive.
| Smiths Crossroads Insurer | Monthly Cost |
|---|---|
| Travelers | $74 |
| Farm Bureau | $77 |
| State Farm | $84 |
| Progressive | $91 |
Savings for Every Kind of Smiths Crossroads Driver
Based on our extensive insurance data, we know the average Smiths Crossroads driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $354 per year by choosing the right vehicle insurance company. Some Smiths Crossroads residents are paying out over $1,701 extra every year for auto insurance in Smiths Crossroads. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Smiths Crossroads, GA Savings / Yr. |
|---|---|
$354 |
|
$753 |
|
$520 |
|
$711 |
|
$2,071 |
|
$171 |
|
$731 |
Smiths Crossroads Car Insurance vs. Georgia
People living in Smiths Crossroads pay an average of 3.93% less than the typical driver in the state. The average driver in Smiths Crossroads can expect to pay about $1,132 per year, or $1,701 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in Smiths Crossroads for most people.
Car Insurance Prices by Smiths Crossroads Neighborhood
Insurance Prices
Where is insurance cheapest within Smiths Crossroads?
The map shows insurance prices in and around Smiths Crossroads, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $34 per year within the city boundaries, with insurance premiums ranging from a high of $1,728 to a low of $1,694. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the East parts of Smiths Crossroads.Pick the Best Car Insurance Company for You in Smiths Crossroads
The best car insurance provider for most drivers in Smiths Crossroads
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $354 over the average Smiths Crossroads car insurance company.
The best car insurance provider for Smiths Crossroads drivers with accidents on their records
In our analysis, Travelers saved the average person who had been in an accident the most, with annual savings averaging $753 over the competition.
The best car insurance company for Smiths Crossroads drivers with speeding tickets
>Travelers gave the average person with a speeding ticket the most savings, averaging $520 better than other car insurance companies.
The best auto insurance for Smiths Crossroads drivers with a DUI conviction
Getting a quote from Travelers may cost the average person with a DUI about $711 less each year.
The least expensive car insurance company for new and young drivers in Smiths Crossroads
In Smiths Crossroads, Auto-Owners Insurance costs young drivers $2,071 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Smiths Crossroads
Farm Bureau gave the largest car insurance discounts to married couples, averaging $171 saved each year compared to an average Smiths Crossroads couple's premiums.
The cheapest car insurance in Smiths Crossroads for drivers with bad credit
The best Smiths Crossroads car insurance company for customer service
Nationwide was the best company for customer service in Smiths Crossroads according to the NAIC.
Recent price drops
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The cheapest large national provider in Smiths Crossroads
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Smiths Crossroads driver can expect to pay about $117 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Smiths Crossroads, USAA has the best prices for married couples, drivers with bad credit, drivers with speeding tickets, drivers with accidents, drivers with a DUI conviction, good drivers, and young drivers.Auto Insurance Prices in and Around Smiths Crossroads
What Influences the Cost of Car Insurance in Smiths Crossroads?
On average, car insurance in Smiths Crossroads is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Smiths Crossroads is 35 minutes, which is about the national average for a driver in the state.
- Georgia state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Smiths Crossroads are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- Smiths Crossroads is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Smiths Crossroads is $94 per month for minimum coverage and $142 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Pine Mountain Valley: Insurance costs 0.41% more
- Mountainbrook: Insurance costs 0.41% more
- Kingsboro: Insurance costs 0.41% more
- Oak Mountain: Insurance costs 1.82% more
- Pine Mountain: Insurance costs 0.47% more
- Hamilton: Insurance costs 0.71% more
- Shiloh: Insurance costs 3.23% more
- Jones Crossroads: Insurance costs 1.29% more
- Waverly Hall: Insurance costs 2.53% more
- Mulberry Grove: Insurance costs 0.94% less
Cities with Similar Populations
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- Payne: Insurance costs 10.82% more
- Payne: Insurance costs 1.41% more