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Get Cheap Car Insurance in Hamilton, GA
We monitor insurance prices, helping the average driver in Hamilton save up to 33.4% on car insurance.
The Cheapest Minimum Coverage in Hamilton
The chart below shows the cheapest car insurance company in Hamilton for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Travelers, followed by Farm Bureau, State Farm, and Progressive.
| Hamilton Insurer | Monthly Cost |
|---|---|
| Travelers | $75 |
| Farm Bureau | $77 |
| State Farm | $85 |
| Progressive | $92 |
Savings for Every Kind of Hamilton Driver
Based on our extensive insurance data, we know the average Hamilton driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $356 per year by choosing the right vehicle insurance company. Some Hamilton residents are paying out over $1,713 extra every year for auto insurance in Hamilton. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Hamilton, GA Savings / Yr. |
|---|---|
$356 |
|
$758 |
|
$523 |
|
$716 |
|
$2,086 |
|
$172 |
|
$736 |
Hamilton Car Insurance vs. Georgia
People living in Hamilton pay an average of 3.26% less than the typical driver in the state. The average driver in Hamilton can expect to pay about $1,140 per year, or $1,713 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in Hamilton for most people.
Car Insurance Prices by Hamilton Neighborhood
Insurance Prices
Where is insurance cheapest within Hamilton?
The map shows insurance prices in and around Hamilton, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $89 per year within the city boundaries, with insurance premiums ranging from a high of $1,767 to a low of $1,678. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the Southeast parts of Hamilton.Pick the Best Car Insurance Company for You in Hamilton
The best car insurance provider for most drivers in Hamilton
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $356 over the average Hamilton car insurance company.
The best car insurance provider for Hamilton drivers with accidents on their records
In our analysis, Travelers saved the average person who had been in an accident the most, with annual savings averaging $758 over the competition.
The best car insurance company for Hamilton drivers with speeding tickets
>Travelers gave the average person with a speeding ticket the most savings, averaging $523 better than other car insurance companies.
The best auto insurance for Hamilton drivers with a DUI conviction
Getting a quote from Travelers may cost the average person with a DUI about $716 less each year.
The least expensive car insurance company for new and young drivers in Hamilton
In Hamilton, Auto-Owners Insurance costs young drivers $2,086 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Hamilton
Farm Bureau gave the largest car insurance discounts to married couples, averaging $172 saved each year compared to an average Hamilton couple's premiums.
The cheapest car insurance in Hamilton for drivers with bad credit
The best Hamilton car insurance company for customer service
Recent price drops
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The cheapest large national provider in Hamilton
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Hamilton driver can expect to pay about $117 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Hamilton, USAA has the best prices for married couples, drivers with bad credit, drivers with speeding tickets, drivers with accidents, drivers with a DUI conviction, good drivers, and young drivers.Auto Insurance Prices in and Around Hamilton
What Influences the Cost of Car Insurance in Hamilton?
On average, car insurance in Hamilton is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Hamilton is 33 minutes, which is about the national average for a driver in the state.
- Georgia state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Hamilton are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- Hamilton is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Hamilton is $95 per month for minimum coverage and $143 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Kingsboro: Insurance costs 0.29% less
- Mountain Hill: Insurance costs 1.17% more
- Mulberry Grove: Insurance costs 1.63% less
- Smiths Crossroads: Insurance costs 0.70% less
- Highland Pines: Insurance costs 1.05% less
- Whitesville: Insurance costs 0.06% more
- Cataula: Insurance costs 2.51% less
- Pine Mountain Valley: Insurance costs 0.29% less
- Pine Mountain: Insurance costs 0.23% less
- Mountainbrook: Insurance costs 0.29% less
Cities with Similar Populations
- Spring Valley: Insurance costs 19.32% less
- Southampton: Insurance costs 13.78% less
- Havana: Insurance costs 14.89% less
- Hauula: Insurance costs 18.45% less
- Southgate: Insurance costs 19.32% more
- Southold: Insurance costs 40.98% more
- Sparta: Insurance costs 29.07% less
- Spencer: Insurance costs 21.25% less
- Spooner: Insurance costs 30.76% less
- Spring Arbor: Insurance costs 54.93% more