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Get Cheap Car Insurance in Pine Mountain, GA
We monitor insurance prices, helping the average driver in Pine Mountain save up to 33.4% on car insurance.
The Cheapest Minimum Coverage in Pine Mountain
The chart below shows the cheapest car insurance company in Pine Mountain for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Travelers, followed by Farm Bureau, State Farm, and Progressive.
| Pine Mountain Insurer | Monthly Cost |
|---|---|
| Travelers | $74 |
| Farm Bureau | $77 |
| State Farm | $85 |
| Progressive | $92 |
Savings for Every Kind of Pine Mountain Driver
Based on our extensive insurance data, we know the average Pine Mountain driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $355 per year by choosing the right vehicle insurance company. Some Pine Mountain residents are paying out over $1,709 extra every year for auto insurance in Pine Mountain. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Pine Mountain, GA Savings / Yr. |
|---|---|
$355 |
|
$757 |
|
$522 |
|
$714 |
|
$2,080 |
|
$172 |
|
$734 |
Pine Mountain Car Insurance vs. Georgia
People living in Pine Mountain pay an average of 3.51% less than the typical driver in the state. The average driver in Pine Mountain can expect to pay about $1,137 per year, or $1,709 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in Pine Mountain for most people.
Car Insurance Prices by Pine Mountain Neighborhood
Insurance Prices
Where is insurance cheapest within Pine Mountain?
The map shows insurance prices in and around Pine Mountain, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $51 per year within the city boundaries, with insurance premiums ranging from a high of $1,742 to a low of $1,691. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the South parts of Pine Mountain.Pick the Best Car Insurance Company for You in Pine Mountain
The best car insurance provider for most drivers in Pine Mountain
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $355 over the average Pine Mountain car insurance company.
The best car insurance provider for Pine Mountain drivers with accidents on their records
In our analysis, Travelers saved the average person who had been in an accident the most, with annual savings averaging $757 over the competition.
The best car insurance company for Pine Mountain drivers with speeding tickets
>Travelers gave the average person with a speeding ticket the most savings, averaging $522 better than other car insurance companies.
The best auto insurance for Pine Mountain drivers with a DUI conviction
Getting a quote from Travelers may cost the average person with a DUI about $714 less each year.
The least expensive car insurance company for new and young drivers in Pine Mountain
In Pine Mountain, Auto-Owners Insurance costs young drivers $2,080 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Pine Mountain
Farm Bureau gave the largest car insurance discounts to married couples, averaging $172 saved each year compared to an average Pine Mountain couple's premiums.
The cheapest car insurance in Pine Mountain for drivers with bad credit
The best Pine Mountain car insurance company for customer service
Nationwide was the best company for customer service in Pine Mountain according to the NAIC.
Recent price drops
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The cheapest large national provider in Pine Mountain
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Pine Mountain driver can expect to pay about $117 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Pine Mountain, USAA has the best prices for married couples, drivers with bad credit, drivers with speeding tickets, drivers with accidents, drivers with a DUI conviction, good drivers, and young drivers.Auto Insurance Prices in and Around Pine Mountain
What Influences the Cost of Car Insurance in Pine Mountain?
On average, car insurance in Pine Mountain is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Georgia state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Pine Mountain are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- Pine Mountain is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Pine Mountain is $95 per month for minimum coverage and $142 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Jones Crossroads: Insurance costs 0.82% more
- Mountainbrook: Insurance costs 0.06% less
- Oak Grove: Insurance costs 0.18% more
- White Sulphur Springs: Insurance costs 0.76% more
- Pine Mountain Valley: Insurance costs 0.06% less
- Smiths Crossroads: Insurance costs 0.47% less
- Stovall: Insurance costs 0.76% less
- Hamilton: Insurance costs 0.23% more
- Whitesville: Insurance costs 0.29% more
- Durand: Insurance costs 1.05% more
Cities with Similar Populations
- Ellaville: Insurance costs 2.05% less
- Manchester Center: Insurance costs 29.55% less
- Biggs: Insurance costs 10.01% more
- Great Meadows: Insurance costs 0.94% less
- Fletcher: Insurance costs 2.52% less
- Eureka: Insurance costs 3.69% less
- Dunkirk: Insurance costs 29.49% less
- Culver: Insurance costs 30.60% less
- Crockett: Insurance costs 24.63% more
- Crab Orchard: Insurance costs 12.05% less