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Get Cheap Car Insurance in Severn, MD
We monitor insurance prices, helping the average driver in Severn save up to 26.9% on car insurance.
The Cheapest Minimum Coverage in Severn
The chart below shows the cheapest car insurance company in Severn for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Erie Insurance, Travelers, and Safeco Insurance.
| Severn Insurer | Monthly Cost |
|---|---|
| State Farm | $94 |
| Erie Insurance | $95 |
| Travelers | $109 |
| Safeco Insurance | $113 |
Savings for Every Kind of Severn Driver
Based on our extensive insurance data, we know the average Severn driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $378 per year by choosing the right vehicle insurance company. Some Severn residents are paying out over $2,032 extra every year for auto insurance in Severn. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Severn, MD Savings / Yr. |
|---|---|
$378 |
|
$355 |
|
$413 |
|
$667 |
|
$1,282 |
|
$229 |
|
$896 |
Severn Car Insurance vs. Maryland
People living in Severn pay an average of 9.65% more than the typical driver in the state. The average driver in Severn can expect to pay about $1,385 per year, or $2,032 for full coverage.
Based on our analysis, MetLife will be the cheapest provider in Severn for most people.
Car Insurance Prices by Severn Neighborhood
Insurance Prices
Where is insurance cheapest within Severn?
The map shows insurance prices in and around Severn, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $559 per year within the city boundaries, with insurance premiums ranging from a high of $2,385 to a low of $1,826. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the East parts of Severn.Pick the Best Car Insurance Company for You in Severn
The best car insurance provider for most drivers in Severn
For drivers with clean driving records and no major strikes, MetLife is the best option, with annual savings of $378 over the average Severn car insurance company.
The best car insurance provider for Severn drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $355 over the competition.
The best car insurance company for Severn drivers with speeding tickets
>Erie Insurance gave the average person with a speeding ticket the most savings, averaging $413 better than other car insurance companies.
The best auto insurance for Severn drivers with a DUI conviction
Getting a quote from Erie Insurance may cost the average person with a DUI about $667 less each year.
The least expensive car insurance company for new and young drivers in Severn
In Severn, Erie Insurance costs young drivers $1,282 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Severn
State Farm gave the largest car insurance discounts to married couples, averaging $229 saved each year compared to an average Severn couple's premiums.
The cheapest car insurance in Severn for drivers with bad credit
The best Severn car insurance company for customer service
Recent price drops
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The cheapest large national provider in Severn
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Severn driver can expect to pay about $133 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Severn, USAA has the best prices for drivers with a DUI conviction, drivers with bad credit, drivers with accidents, married couples, drivers with speeding tickets, young drivers, and good drivers.Auto Insurance Prices in and Around Severn
What Influences the Cost of Car Insurance in Severn?
On average, car insurance in Severn is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Maryland state insurance regulations may require higher prices.
- An average of 3 to 4 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Severn are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- Severn is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Severn is $115 per month for minimum coverage and $169 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Harmans: Insurance costs 1.28% less
- Hanover: Insurance costs 1.08% less
- Fort Meade: Insurance costs 4.48% less
- Odenton: Insurance costs 5.22% less
- Millersville: Insurance costs 5.86% less
- Annapolis Junction: Insurance costs 2.90% less
- Glen Burnie: Insurance costs 3.20% less
- Jessup: Insurance costs 0.39% more
- Elkridge: Insurance costs 1.38% less
- Ferndale: Insurance costs 4.23% less
Cities with Similar Populations
- Wappingers Falls: Insurance costs 22.74% more
- Egypt Lake-Leto: Insurance costs 55.31% more
- Fenton: Insurance costs 42.42% more
- Fernandina Beach: Insurance costs 18.41% more
- Flowery Branch: Insurance costs 11.66% less
- Franklin: Insurance costs 42.81% less
- San Dimas: Insurance costs 6.99% more
- Sewell: Insurance costs 10.93% less
- Southampton: Insurance costs 29.48% less
- Stow: Insurance costs 46.75% less