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Get Cheap Car Insurance in Elkridge, MD
We monitor insurance prices, helping the average driver in Elkridge save up to 26.9% on car insurance.
The Cheapest Minimum Coverage in Elkridge
The chart below shows the cheapest car insurance company in Elkridge for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Erie Insurance, Travelers, and Safeco Insurance.
| Elkridge Insurer | Monthly Cost |
|---|---|
| State Farm | $93 |
| Erie Insurance | $94 |
| Travelers | $107 |
| Safeco Insurance | $111 |
Savings for Every Kind of Elkridge Driver
Based on our extensive insurance data, we know the average Elkridge driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $373 per year by choosing the right vehicle insurance company. Some Elkridge residents are paying out over $2,004 extra every year for auto insurance in Elkridge. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Elkridge, MD Savings / Yr. |
|---|---|
$373 |
|
$350 |
|
$408 |
|
$658 |
|
$1,264 |
|
$226 |
|
$884 |
Elkridge Car Insurance vs. Maryland
People living in Elkridge pay an average of 8.16% more than the typical driver in the state. The average driver in Elkridge can expect to pay about $1,366 per year, or $2,004 for full coverage.
Based on our analysis, MetLife will be the cheapest provider in Elkridge for most people.
Car Insurance Prices by Elkridge Neighborhood
Insurance Prices
Where is insurance cheapest within Elkridge?
The map shows insurance prices in and around Elkridge, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $158 per year within the city boundaries, with insurance premiums ranging from a high of $2,059 to a low of $1,901. Insurance prices tend to be higher for those living in the West area, and lower for those with homes in the East parts of Elkridge.Pick the Best Car Insurance Company for You in Elkridge
The best car insurance provider for most drivers in Elkridge
For drivers with clean driving records and no major strikes, MetLife is the best option, with annual savings of $373 over the average Elkridge car insurance company.
The best car insurance provider for Elkridge drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $350 over the competition.
The best car insurance company for Elkridge drivers with speeding tickets
>Erie Insurance gave the average person with a speeding ticket the most savings, averaging $408 better than other car insurance companies.
The best auto insurance for Elkridge drivers with a DUI conviction
Getting a quote from Erie Insurance may cost the average person with a DUI about $658 less each year.
The least expensive car insurance company for new and young drivers in Elkridge
In Elkridge, Erie Insurance costs young drivers $1,264 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Elkridge
State Farm gave the largest car insurance discounts to married couples, averaging $226 saved each year compared to an average Elkridge couple's premiums.
The cheapest car insurance in Elkridge for drivers with bad credit
The best Elkridge car insurance company for customer service
Recent price drops
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The cheapest large national provider in Elkridge
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Elkridge driver can expect to pay about $133 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Elkridge, USAA has the best prices for drivers with a DUI conviction, drivers with bad credit, drivers with accidents, married couples, drivers with speeding tickets, young drivers, and good drivers.Auto Insurance Prices in and Around Elkridge
What Influences the Cost of Car Insurance in Elkridge?
On average, car insurance in Elkridge is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Maryland state insurance regulations may require higher prices.
- An average of 3 to 4 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Elkridge are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- Elkridge is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Elkridge is $114 per month for minimum coverage and $167 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Ilchester: Insurance costs 2.54% less
- Hanover: Insurance costs 0.30% more
- Jessup: Insurance costs 1.80% more
- Linthicum Heights: Insurance costs 1.25% less
- Harmans: Insurance costs 0.10% more
- Arbutus: Insurance costs 1.70% less
- Annapolis Junction: Insurance costs 1.55% less
- Savage: Insurance costs 2.00% less
- Linthicum: Insurance costs 5.84% less
- Catonsville: Insurance costs 1.90% less
Cities with Similar Populations
- Owens Cross Roads: Insurance costs 26.05% less
- Pendleton: Insurance costs 28.99% less
- Pelham: Insurance costs 19.96% less
- Parma Heights: Insurance costs 42.76% less
- Park Forest: Insurance costs 7.29% less
- Palmyra: Insurance costs 36.83% less
- Palm Valley: Insurance costs 21.01% more
- Palm River-Clair Mel: Insurance costs 51.00% more
- Oxon Hill: Insurance costs 13.07% more
- Perry: Insurance costs 14.32% less