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Get Cheap Car Insurance in Oxon Hill, MD
We monitor insurance prices, helping the average driver in Oxon Hill save up to 26.9% on car insurance.
The Cheapest Minimum Coverage in Oxon Hill
The chart below shows the cheapest car insurance company in Oxon Hill for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Erie Insurance, Travelers, and Safeco Insurance.
| Oxon Hill Insurer | Monthly Cost |
|---|---|
| State Farm | $105 |
| Erie Insurance | $106 |
| Travelers | $121 |
| Safeco Insurance | $126 |
Savings for Every Kind of Oxon Hill Driver
Based on our extensive insurance data, we know the average Oxon Hill driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $422 per year by choosing the right vehicle insurance company. Some Oxon Hill residents are paying out over $2,266 extra every year for auto insurance in Oxon Hill. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Oxon Hill, MD Savings / Yr. |
|---|---|
$422 |
|
$396 |
|
$461 |
|
$744 |
|
$1,430 |
|
$256 |
|
$999 |
Oxon Hill Car Insurance vs. Maryland
People living in Oxon Hill pay an average of 22.31% more than the typical driver in the state. The average driver in Oxon Hill can expect to pay about $1,545 per year, or $2,266 for full coverage.
Based on our analysis, MetLife will be the cheapest provider in Oxon Hill for most people.
Car Insurance Prices by Oxon Hill Neighborhood
Insurance Prices
Where is insurance cheapest within Oxon Hill?
The map shows insurance prices in and around Oxon Hill, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $226 per year within the city boundaries, with insurance premiums ranging from a high of $2,356 to a low of $2,130. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Southwest parts of Oxon Hill.Pick the Best Car Insurance Company for You in Oxon Hill
The best car insurance provider for most drivers in Oxon Hill
For drivers with clean driving records and no major strikes, MetLife is the best option, with annual savings of $422 over the average Oxon Hill car insurance company.
The best car insurance provider for Oxon Hill drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $396 over the competition.
The best car insurance company for Oxon Hill drivers with speeding tickets
>Erie Insurance gave the average person with a speeding ticket the most savings, averaging $461 better than other car insurance companies.
The best auto insurance for Oxon Hill drivers with a DUI conviction
Getting a quote from Erie Insurance may cost the average person with a DUI about $744 less each year.
The least expensive car insurance company for new and young drivers in Oxon Hill
In Oxon Hill, Erie Insurance costs young drivers $1,430 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Oxon Hill
State Farm gave the largest car insurance discounts to married couples, averaging $256 saved each year compared to an average Oxon Hill couple's premiums.
The cheapest car insurance in Oxon Hill for drivers with bad credit
The best Oxon Hill car insurance company for customer service
Recent price drops
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The cheapest large national provider in Oxon Hill
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Oxon Hill driver can expect to pay about $133 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Oxon Hill, USAA has the best prices for drivers with a DUI conviction, drivers with bad credit, drivers with accidents, married couples, drivers with speeding tickets, young drivers, and good drivers.Auto Insurance Prices in and Around Oxon Hill
What Influences the Cost of Car Insurance in Oxon Hill?
On average, car insurance in Oxon Hill is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Oxon Hill is 45 minutes, which is a little more than average for a driver in the state.
- Maryland state insurance regulations may require higher prices.
- An average of 1 to 2 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Oxon Hill are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- Oxon Hill is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Oxon Hill is $129 per month for minimum coverage and $189 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Forest Heights: Insurance costs 6.66% more
- Glassmanor: Insurance costs 6.22% more
- Temple Hills: Insurance costs 4.85% more
- Fort Washington: Insurance costs 1.02% less
- Marlow Heights: Insurance costs 7.86% more
- Hillcrest Heights: Insurance costs 7.72% more
- Camp Springs: Insurance costs 1.46% more
- Belle View: Insurance costs 43.38% less
- Huntington: Insurance costs 40.38% less
- Clinton: Insurance costs 0.31% less
Cities with Similar Populations
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- Liberal: Insurance costs 27.76% less
- Liberty Hill: Insurance costs 27.89% less
- Lillington: Insurance costs 43.07% less
- Lino Lakes: Insurance costs 26.79% less
- Live Oak: Insurance costs 8.61% more
- Livingston: Insurance costs 26.83% less
- Lomita: Insurance costs 3.35% less