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Get Cheap Car Insurance in Huntington, VA
We monitor insurance prices, helping the average driver in Huntington save up to 38.8% on car insurance.
The Cheapest Minimum Coverage in Huntington
The chart below shows the cheapest car insurance company in Huntington for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Farm Bureau, and Safeco Insurance.
| Huntington Insurer | Monthly Cost |
|---|---|
| Metromile | $49 |
| Geico | $55 |
| Farm Bureau | $58 |
| Safeco Insurance | $62 |
Savings for Every Kind of Huntington Driver
Based on our extensive insurance data, we know the average Huntington driver will save about 38% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $509 per year by choosing the right vehicle insurance company. Some Huntington residents are paying out over $1,351 extra every year for auto insurance in Huntington. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Huntington, VA Savings / Yr. |
|---|---|
$509 |
|
$870 |
|
$744 |
|
$727 |
|
$1,190 |
|
$272 |
|
$490 |
Huntington Car Insurance vs. Virginia
People living in Huntington pay an average of 11.21% more than the typical driver in the state. The average driver in Huntington can expect to pay about $935 per year, or $1,351 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Huntington for most people.
Car Insurance Prices by Huntington Neighborhood
Insurance Prices
Where is insurance cheapest within Huntington?
The map shows insurance prices in and around Huntington, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $175 per year within the city boundaries, with insurance premiums ranging from a high of $1,414 to a low of $1,239. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the East parts of Huntington.Pick the Best Car Insurance Company for You in Huntington
The best car insurance provider for most drivers in Huntington
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $509 over the average Huntington car insurance company.
The best car insurance provider for Huntington drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $870 over the competition.
The best car insurance company for Huntington drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $744 better than other car insurance companies.
The best auto insurance for Huntington drivers with a DUI conviction
Getting a quote from Farm Bureau may cost the average person with a DUI about $727 less each year.
The least expensive car insurance company for new and young drivers in Huntington
In Huntington, Erie Insurance costs young drivers $1,190 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Huntington
Farm Bureau gave the largest car insurance discounts to married couples, averaging $272 saved each year compared to an average Huntington couple's premiums.
The cheapest car insurance in Huntington for drivers with bad credit
The best Huntington car insurance company for customer service
Nationwide was the best company for customer service in Huntington according to the NAIC.
Recent price drops
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The cheapest large national provider in Huntington
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Huntington driver can expect to pay about $89 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Huntington, USAA has the best prices for young drivers, drivers with accidents, drivers with bad credit, married couples, drivers with speeding tickets, drivers with a DUI conviction, and good drivers.Auto Insurance Prices in and Around Huntington
What Influences the Cost of Car Insurance in Huntington?
On average, car insurance in Huntington is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Huntington is 44 minutes, which is a little more than average for a driver in the state.
- Virginia state insurance regulations may allow for lower prices.
- An average of 7 to 8 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Huntington are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- Huntington is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Huntington is $78 per month for minimum coverage and $113 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Jefferson Manor: Insurance costs 0.81% more
- Belle View: Insurance costs 5.03% less
- Alexandria: Insurance costs 1.04% more
- Forest Heights: Insurance costs 78.90% more
- Fort Hunt: Insurance costs 7.18% less
- Oxon Hill: Insurance costs 67.73% more
- Franconia: Insurance costs 0.52% more
- Lincolnia: Insurance costs 1.41% more
- Glassmanor: Insurance costs 78.16% more
- Mount Vernon: Insurance costs 1.04% less
Cities with Similar Populations
- Harwood Heights: Insurance costs 38.56% more
- Hanson: Insurance costs 21.84% more
- Harahan: Insurance costs 147.82% more
- Harold: Insurance costs 83.27% more
- Harpers Ferry: Insurance costs 1.78% more
- Harrington: Insurance costs 33.31% more
- Harrisburg: Insurance costs 11.10% more
- Winslow: Insurance costs 33.31% more
- Hartville: Insurance costs 18.13% less
- Hanover: Insurance costs 10.44% less