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Get Cheap Car Insurance in Fort Washington, MD
We monitor insurance prices, helping the average driver in Fort Washington save up to 26.9% on car insurance.
The Cheapest Minimum Coverage in Fort Washington
The chart below shows the cheapest car insurance company in Fort Washington for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Erie Insurance, Travelers, and Safeco Insurance.
| Fort Washington Insurer | Monthly Cost |
|---|---|
| State Farm | $104 |
| Erie Insurance | $105 |
| Travelers | $120 |
| Safeco Insurance | $125 |
Savings for Every Kind of Fort Washington Driver
Based on our extensive insurance data, we know the average Fort Washington driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $418 per year by choosing the right vehicle insurance company. Some Fort Washington residents are paying out over $2,243 extra every year for auto insurance in Fort Washington. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Fort Washington, MD Savings / Yr. |
|---|---|
$418 |
|
$392 |
|
$456 |
|
$736 |
|
$1,415 |
|
$253 |
|
$989 |
Fort Washington Car Insurance vs. Maryland
People living in Fort Washington pay an average of 21.03% more than the typical driver in the state. The average driver in Fort Washington can expect to pay about $1,529 per year, or $2,243 for full coverage.
Based on our analysis, MetLife will be the cheapest provider in Fort Washington for most people.
Car Insurance Prices by Fort Washington Neighborhood
Insurance Prices
Where is insurance cheapest within Fort Washington?
The map shows insurance prices in and around Fort Washington, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $290 per year within the city boundaries, with insurance premiums ranging from a high of $2,420 to a low of $2,130. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the Southeast parts of Fort Washington.Pick the Best Car Insurance Company for You in Fort Washington
The best car insurance provider for most drivers in Fort Washington
For drivers with clean driving records and no major strikes, MetLife is the best option, with annual savings of $418 over the average Fort Washington car insurance company.
The best car insurance provider for Fort Washington drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $392 over the competition.
The best car insurance company for Fort Washington drivers with speeding tickets
>Erie Insurance gave the average person with a speeding ticket the most savings, averaging $456 better than other car insurance companies.
The best auto insurance for Fort Washington drivers with a DUI conviction
Getting a quote from Erie Insurance may cost the average person with a DUI about $736 less each year.
The least expensive car insurance company for new and young drivers in Fort Washington
In Fort Washington, Erie Insurance costs young drivers $1,415 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Fort Washington
State Farm gave the largest car insurance discounts to married couples, averaging $253 saved each year compared to an average Fort Washington couple's premiums.
The cheapest car insurance in Fort Washington for drivers with bad credit
The best Fort Washington car insurance company for customer service
Nationwide was the best company for customer service in Fort Washington according to the NAIC.
Recent price drops
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The cheapest large national provider in Fort Washington
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Fort Washington driver can expect to pay about $133 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Fort Washington, USAA has the best prices for drivers with a DUI conviction, drivers with bad credit, drivers with accidents, married couples, drivers with speeding tickets, young drivers, and good drivers.Auto Insurance Prices in and Around Fort Washington
What Influences the Cost of Car Insurance in Fort Washington?
On average, car insurance in Fort Washington is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Fort Washington is 53 minutes, which is far more than average for a driver in the state.
- Maryland state insurance regulations may require higher prices.
- An average of 7 to 8 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Fort Washington are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Fort Washington has an average population density in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Fort Washington is $127 per month for minimum coverage and $187 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Oxon Hill: Insurance costs 1.03% more
- Fort Hunt: Insurance costs 44.09% less
- Forest Heights: Insurance costs 7.76% more
- Belle View: Insurance costs 42.80% less
- Clinton: Insurance costs 0.71% more
- Temple Hills: Insurance costs 5.93% more
- Glassmanor: Insurance costs 7.31% more
- Huntington: Insurance costs 39.77% less
- Marlow Heights: Insurance costs 8.96% more
- Accokeek: Insurance costs 7.09% less
Cities with Similar Populations
- Atlantic City: Insurance costs 5.97% less
- Woburn: Insurance costs 25.72% less
- Wheeling: Insurance costs 26.97% less
- Wenatchee: Insurance costs 38.52% less
- Villa Rica: Insurance costs 17.12% less
- Vicksburg: Insurance costs 22.11% less
- Somerset: Insurance costs 7.89% less
- Shawnee: Insurance costs 22.74% less
- Cullman: Insurance costs 32.19% less
- Crossville: Insurance costs 40.79% less