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Get Cheap Car Insurance in Temple Hills, MD
We monitor insurance prices, helping the average driver in Temple Hills save up to 26.9% on car insurance.
The Cheapest Minimum Coverage in Temple Hills
The chart below shows the cheapest car insurance company in Temple Hills for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Erie Insurance, Travelers, and Safeco Insurance.
| Temple Hills Insurer | Monthly Cost |
|---|---|
| State Farm | $110 |
| Erie Insurance | $112 |
| Travelers | $127 |
| Safeco Insurance | $132 |
Savings for Every Kind of Temple Hills Driver
Based on our extensive insurance data, we know the average Temple Hills driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $442 per year by choosing the right vehicle insurance company. Some Temple Hills residents are paying out over $2,376 extra every year for auto insurance in Temple Hills. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Temple Hills, MD Savings / Yr. |
|---|---|
$442 |
|
$415 |
|
$483 |
|
$779 |
|
$1,499 |
|
$268 |
|
$1,047 |
Temple Hills Car Insurance vs. Maryland
People living in Temple Hills pay an average of 28.20% more than the typical driver in the state. The average driver in Temple Hills can expect to pay about $1,619 per year, or $2,376 for full coverage.
Based on our analysis, MetLife will be the cheapest provider in Temple Hills for most people.
Car Insurance Prices by Temple Hills Neighborhood
Insurance Prices
Where is insurance cheapest within Temple Hills?
The map shows insurance prices in and around Temple Hills, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $254 per year within the city boundaries, with insurance premiums ranging from a high of $2,516 to a low of $2,262. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the Southeast parts of Temple Hills.Pick the Best Car Insurance Company for You in Temple Hills
The best car insurance provider for most drivers in Temple Hills
For drivers with clean driving records and no major strikes, MetLife is the best option, with annual savings of $442 over the average Temple Hills car insurance company.
The best car insurance provider for Temple Hills drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $415 over the competition.
The best car insurance company for Temple Hills drivers with speeding tickets
>Erie Insurance gave the average person with a speeding ticket the most savings, averaging $483 better than other car insurance companies.
The best auto insurance for Temple Hills drivers with a DUI conviction
Getting a quote from Erie Insurance may cost the average person with a DUI about $779 less each year.
The least expensive car insurance company for new and young drivers in Temple Hills
In Temple Hills, Erie Insurance costs young drivers $1,499 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Temple Hills
State Farm gave the largest car insurance discounts to married couples, averaging $268 saved each year compared to an average Temple Hills couple's premiums.
The cheapest car insurance in Temple Hills for drivers with bad credit
The best Temple Hills car insurance company for customer service
Nationwide was the best company for customer service in Temple Hills according to the NAIC.
Recent price drops
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The cheapest large national provider in Temple Hills
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Temple Hills driver can expect to pay about $133 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Temple Hills, USAA has the best prices for drivers with a DUI conviction, drivers with bad credit, drivers with accidents, married couples, drivers with speeding tickets, young drivers, and good drivers.Auto Insurance Prices in and Around Temple Hills
What Influences the Cost of Car Insurance in Temple Hills?
On average, car insurance in Temple Hills is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Temple Hills is 48 minutes, which is a little more than average for a driver in the state.
- Maryland state insurance regulations may require higher prices.
- An average of 1 to 2 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Temple Hills are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- Temple Hills is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Temple Hills is $135 per month for minimum coverage and $198 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Marlow Heights: Insurance costs 2.86% more
- Camp Springs: Insurance costs 3.24% less
- Glassmanor: Insurance costs 1.30% more
- Hillcrest Heights: Insurance costs 2.74% more
- Oxon Hill: Insurance costs 4.63% less
- Forest Heights: Insurance costs 1.73% more
- Suitland: Insurance costs 2.19% more
- Andrews AFB: Insurance costs 16.71% less
- Morningside: Insurance costs 0.67% less
- District Heights: Insurance costs 2.27% more
Cities with Similar Populations
- Aberdeen: Insurance costs 48.32% less
- Rochelle: Insurance costs 39.18% less
- River Forest: Insurance costs 29.50% less
- River Edge: Insurance costs 13.34% less
- Ringwood: Insurance costs 26.26% less
- Ridgefield: Insurance costs 5.56% less
- Richmond Heights: Insurance costs 47.14% less
- Redland: Insurance costs 18.77% less
- Maryville: Insurance costs 27.10% less
- Manistee: Insurance costs 17.97% more