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Get Cheap Car Insurance in Ilchester, MD
We monitor insurance prices, helping the average driver in Ilchester save up to 26.9% on car insurance.
The Cheapest Minimum Coverage in Ilchester
The chart below shows the cheapest car insurance company in Ilchester for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Erie Insurance, Travelers, and Safeco Insurance.
| Ilchester Insurer | Monthly Cost |
|---|---|
| State Farm | $91 |
| Erie Insurance | $92 |
| Travelers | $105 |
| Safeco Insurance | $109 |
Savings for Every Kind of Ilchester Driver
Based on our extensive insurance data, we know the average Ilchester driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $364 per year by choosing the right vehicle insurance company. Some Ilchester residents are paying out over $1,953 extra every year for auto insurance in Ilchester. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Ilchester, MD Savings / Yr. |
|---|---|
$364 |
|
$342 |
|
$397 |
|
$641 |
|
$1,232 |
|
$220 |
|
$861 |
Ilchester Car Insurance vs. Maryland
People living in Ilchester pay an average of 5.41% more than the typical driver in the state. The average driver in Ilchester can expect to pay about $1,331 per year, or $1,953 for full coverage.
Based on our analysis, MetLife will be the cheapest provider in Ilchester for most people.
Car Insurance Prices by Ilchester Neighborhood
Insurance Prices
Where is insurance cheapest within Ilchester?
The map shows insurance prices in and around Ilchester, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $214 per year within the city boundaries, with insurance premiums ranging from a high of $2,053 to a low of $1,839. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Central parts of Ilchester.Pick the Best Car Insurance Company for You in Ilchester
The best car insurance provider for most drivers in Ilchester
For drivers with clean driving records and no major strikes, MetLife is the best option, with annual savings of $364 over the average Ilchester car insurance company.
The best car insurance provider for Ilchester drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $342 over the competition.
The best car insurance company for Ilchester drivers with speeding tickets
>Erie Insurance gave the average person with a speeding ticket the most savings, averaging $397 better than other car insurance companies.
The best auto insurance for Ilchester drivers with a DUI conviction
Getting a quote from Erie Insurance may cost the average person with a DUI about $641 less each year.
The least expensive car insurance company for new and young drivers in Ilchester
In Ilchester, Erie Insurance costs young drivers $1,232 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Ilchester
State Farm gave the largest car insurance discounts to married couples, averaging $220 saved each year compared to an average Ilchester couple's premiums.
The cheapest car insurance in Ilchester for drivers with bad credit
The best Ilchester car insurance company for customer service
Recent price drops
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The cheapest large national provider in Ilchester
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Ilchester driver can expect to pay about $133 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Ilchester, USAA has the best prices for drivers with a DUI conviction, drivers with bad credit, drivers with accidents, married couples, drivers with speeding tickets, young drivers, and good drivers.Auto Insurance Prices in and Around Ilchester
What Influences the Cost of Car Insurance in Ilchester?
On average, car insurance in Ilchester is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Maryland state insurance regulations may require higher prices.
- An average of 3 to 4 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Ilchester are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- Ilchester is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Ilchester is $111 per month for minimum coverage and $163 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Elkridge: Insurance costs 2.61% more
- Columbia: Insurance costs 2.76% more
- Jessup: Insurance costs 4.45% more
- Hanover: Insurance costs 2.92% more
- Catonsville: Insurance costs 0.67% more
- Linthicum Heights: Insurance costs 1.33% more
- Arbutus: Insurance costs 0.87% more
- Ellicott City: Insurance costs 0.31% more
- Savage: Insurance costs 0.56% more
- Harmans: Insurance costs 2.71% more
Cities with Similar Populations
- Green: Insurance costs 45.11% less
- Tarpon Springs: Insurance costs 46.24% more
- Jenison: Insurance costs 37.33% more
- Jeffersontown: Insurance costs 9.93% more
- Huntley: Insurance costs 25.09% less
- Horn Lake: Insurance costs 3.38% less
- Homewood: Insurance costs 19.20% less
- Highland Park: Insurance costs 20.94% less
- Hermiston: Insurance costs 23.96% less
- Haslet: Insurance costs 11.47% less