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Get Cheap Car Insurance in Palm Valley, FL
We monitor insurance prices, helping the average driver in Palm Valley save up to 34.6% on car insurance.
The Cheapest Minimum Coverage in Palm Valley
The chart below shows the cheapest car insurance company in Palm Valley for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Gainsco, and Bristol West.
| Palm Valley Insurer | Monthly Cost |
|---|---|
| Geico | $116 |
| State Farm | $123 |
| Gainsco | $160 |
| Bristol West | $160 |
Savings for Every Kind of Palm Valley Driver
Based on our extensive insurance data, we know the average Palm Valley driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $710 per year by choosing the right vehicle insurance company. Some Palm Valley residents are paying out over $2,425 extra every year for auto insurance in Palm Valley. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Palm Valley, FL Savings / Yr. |
|---|---|
$710 |
|
$1,042 |
|
$801 |
|
$793 |
|
$2,520 |
|
$688 |
|
$1,003 |
Palm Valley Car Insurance vs. Florida
People living in Palm Valley pay an average of 8.20% less than the typical driver in the state. The average driver in Palm Valley can expect to pay about $2,214 per year, or $2,425 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Palm Valley for most people.
Car Insurance Prices by Palm Valley Neighborhood
Insurance Prices
Where is insurance cheapest within Palm Valley?
The map shows insurance prices in and around Palm Valley, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $142 per year within the city boundaries, with insurance premiums ranging from a high of $2,514 to a low of $2,372. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the East parts of Palm Valley.Pick the Best Car Insurance Company for You in Palm Valley
The best car insurance provider for most drivers in Palm Valley
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $710 over the average Palm Valley car insurance company.
The best car insurance provider for Palm Valley drivers with accidents on their records
In our analysis, Geico saved the average person who had been in an accident the most, with annual savings averaging $1,042 over the competition.
The best car insurance company for Palm Valley drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $801 better than other car insurance companies.
The best auto insurance for Palm Valley drivers with a DUI conviction
Getting a quote from Geico may cost the average person with a DUI about $793 less each year.
The least expensive car insurance company for new and young drivers in Palm Valley
In Palm Valley, Geico costs young drivers $2,520 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Palm Valley
Geico gave the largest car insurance discounts to married couples, averaging $688 saved each year compared to an average Palm Valley couple's premiums.
The cheapest car insurance in Palm Valley for drivers with bad credit
The best Palm Valley car insurance company for customer service
Recent price drops
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The cheapest large national provider in Palm Valley
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Palm Valley driver can expect to pay about $156 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Palm Valley, USAA has the best prices for good drivers, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Palm Valley
What Influences the Cost of Car Insurance in Palm Valley?
On average, car insurance in Palm Valley is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Palm Valley is 31 minutes, which is a little less than average for a driver in the state.
- Florida state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Palm Valley are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A according to CrimeGrade.org.
- Palm Valley is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Palm Valley is $185 per month for minimum coverage and $202 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Jacksonville Beach: Insurance costs 3.09% more
- Ponte Vedra Beach: Insurance costs 1.15% more
- Ponte Vedra: Insurance costs 1.98% less
- Neptune Beach: Insurance costs 3.01% more
- Atlantic Beach: Insurance costs 5.07% more
- Fruit Cove: Insurance costs 2.76% more
- Jacksonville: Insurance costs 5.40% more
- Bellair-Meadowbrook Terrace: Insurance costs 8.29% more
- Orange Park: Insurance costs 4.99% more
- Lakeside: Insurance costs 4.04% more
Cities with Similar Populations
- Salem: Insurance costs 54.76% less
- Ottawa: Insurance costs 42.76% less
- Oxon Hill: Insurance costs 6.56% less
- Parma Heights: Insurance costs 52.70% less
- Rancho San Diego: Insurance costs 17.53% less
- Republic: Insurance costs 26.14% less
- River Falls: Insurance costs 53.53% less
- Rocky Hill: Insurance costs 17.07% less
- Rocky River: Insurance costs 53.94% less
- Rosamond: Insurance costs 14.43% less