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Get Cheap Car Insurance in Orange Park, FL
We monitor insurance prices, helping the average driver in Orange Park save up to 34.6% on car insurance.
The Cheapest Minimum Coverage in Orange Park
The chart below shows the cheapest car insurance company in Orange Park for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Gainsco, and Bristol West.
| Orange Park Insurer | Monthly Cost |
|---|---|
| Geico | $122 |
| State Farm | $129 |
| Gainsco | $168 |
| Bristol West | $168 |
Savings for Every Kind of Orange Park Driver
Based on our extensive insurance data, we know the average Orange Park driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $745 per year by choosing the right vehicle insurance company. Some Orange Park residents are paying out over $2,546 extra every year for auto insurance in Orange Park. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Orange Park, FL Savings / Yr. |
|---|---|
$745 |
|
$1,094 |
|
$841 |
|
$833 |
|
$2,645 |
|
$723 |
|
$1,053 |
Orange Park Car Insurance vs. Florida
People living in Orange Park pay an average of 3.63% less than the typical driver in the state. The average driver in Orange Park can expect to pay about $2,325 per year, or $2,546 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Orange Park for most people.
Car Insurance Prices by Orange Park Neighborhood
Insurance Prices
Where is insurance cheapest within Orange Park?
The map shows insurance prices in and around Orange Park, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $417 per year within the city boundaries, with insurance premiums ranging from a high of $2,765 to a low of $2,348. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the Southeast parts of Orange Park.Pick the Best Car Insurance Company for You in Orange Park
The best car insurance provider for most drivers in Orange Park
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $745 over the average Orange Park car insurance company.
The best car insurance provider for Orange Park drivers with accidents on their records
In our analysis, Geico saved the average person who had been in an accident the most, with annual savings averaging $1,094 over the competition.
The best car insurance company for Orange Park drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $841 better than other car insurance companies.
The best auto insurance for Orange Park drivers with a DUI conviction
Getting a quote from Geico may cost the average person with a DUI about $833 less each year.
The least expensive car insurance company for new and young drivers in Orange Park
In Orange Park, Geico costs young drivers $2,645 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Orange Park
Geico gave the largest car insurance discounts to married couples, averaging $723 saved each year compared to an average Orange Park couple's premiums.
The cheapest car insurance in Orange Park for drivers with bad credit
The best Orange Park car insurance company for customer service
Recent price drops
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The cheapest large national provider in Orange Park
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Orange Park driver can expect to pay about $156 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Orange Park, USAA has the best prices for good drivers, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Orange Park
What Influences the Cost of Car Insurance in Orange Park?
On average, car insurance in Orange Park is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Florida state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Orange Park are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
- Orange Park is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Orange Park is $194 per month for minimum coverage and $212 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Bellair-Meadowbrook Terrace: Insurance costs 3.14% more
- Lakeside: Insurance costs 0.90% less
- Oakleaf Plantation: Insurance costs 2.32% less
- Fleming Island: Insurance costs 3.42% less
- Russell: Insurance costs 6.05% less
- Middleburg: Insurance costs 1.81% less
- Asbury Lake: Insurance costs 4.91% less
- Fruit Cove: Insurance costs 2.12% less
- Magnolia Springs: Insurance costs 3.97% less
- Jacksonville: Insurance costs 0.39% more
Cities with Similar Populations
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- Newtown: Insurance costs 23.02% less
- Norridge: Insurance costs 29.30% less