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Get Cheap Car Insurance in Bellair-Meadowbrook Terrace, FL

We monitor insurance prices, helping the average driver in Bellair-Meadowbrook Terrace save up to 34.6% on car insurance.

 

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The Cheapest Minimum Coverage in Bellair-Meadowbrook Terrace

The chart below shows the cheapest car insurance company in Bellair-Meadowbrook Terrace for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Gainsco, and Bristol West.

 
Bellair-Meadowbrook Terrace Insurer Monthly Cost
Geico $125
State Farm $133
Gainsco $174
Bristol West $174

Savings for Every Kind of Bellair-Meadowbrook Terrace Driver

The table shows how much the average auto insurance customer in Bellair-Meadowbrook Terrace might save by following our recommendations.

Based on our extensive insurance data, we know the average Bellair-Meadowbrook Terrace driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $768 per year by choosing the right vehicle insurance company. Some Bellair-Meadowbrook Terrace residents are paying out over $2,626 extra every year for auto insurance in Bellair-Meadowbrook Terrace. That cost may be even higher if you haven’t requested a new quote as your life situation changed.

Situation
Bellair-Meadowbrook Terrace, FL Savings / Yr.
$768
$1,128
$868
$859
$2,729
$746
$1,086

Bellair-Meadowbrook Terrace Car Insurance vs. Florida

People living in Bellair-Meadowbrook Terrace pay an average of 0.60% less than the typical driver in the state. The average driver in Bellair-Meadowbrook Terrace can expect to pay about $2,398 per year, or $2,626 for full coverage.

Based on our analysis, Geico will be the cheapest provider in Bellair-Meadowbrook Terrace for most people.

Car Insurance Prices by Bellair-Meadowbrook Terrace Neighborhood

Bellair-Meadowbrook Terrace, FL map of insurance costs by zip code and neighborhood

Insurance Prices

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Where is insurance cheapest within Bellair-Meadowbrook Terrace?

The map shows insurance prices in and around Bellair-Meadowbrook Terrace, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $237 per year within the city boundaries, with insurance premiums ranging from a high of $2,718 to a low of $2,481. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the Northeast parts of Bellair-Meadowbrook Terrace.

Pick the Best Car Insurance Company for You in Bellair-Meadowbrook Terrace

We have analyzed insurance costs for auto insurance customers based on the major variables that impact pricing. The results of our analysis are below, including US dollar savings. What about when you meet one or more of the criteria? For example, if you have both a DUI and a speeding ticket? Simply start with the Bellair-Meadowbrook Terrace insurance provider for whom we have posted the highest savings dollar figure.

The best car insurance provider for most drivers in Bellair-Meadowbrook Terrace

For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $768 over the average Bellair-Meadowbrook Terrace car insurance company.

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We use the average good driver, paying $155 per month, as our baseline for pricing in Bellair-Meadowbrook Terrace. State Farm, Geico, and Travelers are all good choices for quotes if you have a clean record. See also the best providers for married people if you are married, and look for repeated company names.

The best car insurance provider for Bellair-Meadowbrook Terrace drivers with accidents on their records

In Bellair-Meadowbrook Terrace getting into an accident will raise premiums an average 28% for a yearly cost of $3,646. That's $1,020 per year more than a driver with no at-fault crashes on their driving record might pay. To avoid paying out more than you need to, State Farm, Geico, and Travelers are good choices for drivers with accidents.

In our analysis, Geico saved the average person who had been in an accident the most, with annual savings averaging $1,128 over the competition.

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The best car insurance company for Bellair-Meadowbrook Terrace drivers with speeding tickets

>State Farm gave the average person with a speeding ticket the most savings, averaging $868 better than other car insurance companies.

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Depending on the insurance company, a speeding ticket can actually raise insurance premiums more than getting in an accident. In Bellair-Meadowbrook Terrace, tickets raise premiums on new quotes about $732. If you have a speeding ticket, we recommend State Farm, Geico, and Gainsco for savings that beat the average insurance cost of $3,358 per year.

The best auto insurance for Bellair-Meadowbrook Terrace drivers with a DUI conviction

Getting a DUI can increase the cost of insurance dramatically. The average person with a DUI paid $3,584 per year in auto insurance premiums, which was $958 more than a driver with no major issues. State Farm, Geico, and Safeco Insurance penalized their customers the least for a DUI.

Getting a quote from Geico may cost the average person with a DUI about $859 less each year.

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The least expensive car insurance company for new and young drivers in Bellair-Meadowbrook Terrace

In Bellair-Meadowbrook Terrace, Geico costs young drivers $2,729 less each year versus the average auto insurance bill.

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Teen drivers account for more than their share of accidents, and thus end up paying about 67% more for insurance than more mature drivers in Bellair-Meadowbrook Terrace. With an average cost of $7,881 per year (for young drivers who aren't on a parent's plan), car insurance for inexperienced drivers can’t ever be called "cheap." A few companies like State Farm, Geico, and Travelers try to attract these younger drivers with lower prices in the hopes that they will stay with the company.

The best marriage discounts for vehicle insurance in Bellair-Meadowbrook Terrace

Not everything is an excuse for the auto insurance companies to charge you more. Getting married provides an average discount of $185. State Farm, Geico, and Progressive provided the largest discounts to couples living in Bellair-Meadowbrook Terrace.

Geico gave the largest car insurance discounts to married couples, averaging $746 saved each year compared to an average Bellair-Meadowbrook Terrace couple's premiums.

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The cheapest car insurance in Bellair-Meadowbrook Terrace for drivers with bad credit

People with poor credit saved an average of $1,086 with Geico.

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Many people are surprised that their poor credit score can cost them an average of $1,255 every year. Premiums for people with poor credit were about $3,882 in Bellair-Meadowbrook Terrace. However, some insurance companies do not take credit score into account. If you have a credit score below 575, get quotes from State Farm, Geico, and Gainsco.

The best Bellair-Meadowbrook Terrace car insurance company for customer service

Many car insurance companies over the years have struggled with customer service. In Bellair-Meadowbrook Terrace, the National Association of Insurance Commissioners (NAIC) ranks Allstate as the best. Another valuable metric: JD Power ranks State Farm as the best provider in Bellair-Meadowbrook Terrace.

Allstate was the best company for customer service in Bellair-Meadowbrook Terrace according to the NAIC.

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Recent price drops

Due to improvements in our tracking and methodology, we are unable to show price change data for the most recent year. This data will return next year (2023).

In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Bellair-Meadowbrook Terrace, which was better than other insurers.

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During the Covid-19 pandemic a few insurance companies realized people were driving less and struggling overall. They proactively lowered their rates for many customers in Bellair-Meadowbrook Terrace. We think helping communities in a time of need deserves special attention. Many insurance companies have advertisements telling us how much they care: we prefer to look at their actions.

The cheapest large national provider in Bellair-Meadowbrook Terrace

Many customers have informed us that they prefer to work with large national brands. Maybe they're one of the 43% of Bellair-Meadowbrook Terrace residents who are renting, and don't plan to be in the city or state for very long. Or maybe national recognition and funds make people feel more secure with a large provider. Regardless, Geico tends to have the lowest prices for most drivers.

For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Bellair-Meadowbrook Terrace driver can expect to pay about $156 per month.

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What About USAA?

JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Bellair-Meadowbrook Terrace, USAA has the best prices for good drivers, drivers with accidents, and drivers with speeding tickets.
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Auto Insurance Prices in and Around Bellair-Meadowbrook Terrace

What Influences the Cost of Car Insurance in Bellair-Meadowbrook Terrace?

On average, car insurance in Bellair-Meadowbrook Terrace is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:

  • The average commute time in Bellair-Meadowbrook Terrace is 33 minutes, which is about the national average for a driver in the state.
  • Florida state insurance regulations may require higher prices.
  • An average of 0 weeks with snow on the ground, which impacts accident rates.
  • Marriage rates in Bellair-Meadowbrook Terrace are among the lowest in the state, and marriage often results in car insurance discounts.
  • Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
  • Bellair-Meadowbrook Terrace is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.

As a result of these and other factors, the average cost of car insurance in Bellair-Meadowbrook Terrace is $200 per month for minimum coverage and $219 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.

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* Who is the average Bellair-Meadowbrook Terrace driver? Based on national demographic data provided by BestNeighborhood, we took a single unmarried man living in central Bellair-Meadowbrook Terrace with good (but not perfect) credit driving a used midsized sedan. Data sources: proprietary data collection and analysis, unique to CoverageWatch.org All content copyright CoverageWatch.org. Journalists and other websites are free to cite any data with attribution.