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Get Cheap Car Insurance in Fleming Island, FL
We monitor insurance prices, helping the average driver in Fleming Island save up to 34.6% on car insurance.
The Cheapest Minimum Coverage in Fleming Island
The chart below shows the cheapest car insurance company in Fleming Island for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Gainsco, and Bristol West.
| Fleming Island Insurer | Monthly Cost |
|---|---|
| Geico | $117 |
| State Farm | $124 |
| Gainsco | $162 |
| Bristol West | $162 |
Savings for Every Kind of Fleming Island Driver
Based on our extensive insurance data, we know the average Fleming Island driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $720 per year by choosing the right vehicle insurance company. Some Fleming Island residents are paying out over $2,459 extra every year for auto insurance in Fleming Island. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Fleming Island, FL Savings / Yr. |
|---|---|
$720 |
|
$1,057 |
|
$813 |
|
$804 |
|
$2,555 |
|
$698 |
|
$1,017 |
Fleming Island Car Insurance vs. Florida
People living in Fleming Island pay an average of 6.92% less than the typical driver in the state. The average driver in Fleming Island can expect to pay about $2,245 per year, or $2,459 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Fleming Island for most people.
Car Insurance Prices by Fleming Island Neighborhood
Insurance Prices
Where is insurance cheapest within Fleming Island?
The map shows insurance prices in and around Fleming Island, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $357 per year within the city boundaries, with insurance premiums ranging from a high of $2,574 to a low of $2,217. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the Central parts of Fleming Island.Pick the Best Car Insurance Company for You in Fleming Island
The best car insurance provider for most drivers in Fleming Island
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $720 over the average Fleming Island car insurance company.
The best car insurance provider for Fleming Island drivers with accidents on their records
In our analysis, Geico saved the average person who had been in an accident the most, with annual savings averaging $1,057 over the competition.
The best car insurance company for Fleming Island drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $813 better than other car insurance companies.
The best auto insurance for Fleming Island drivers with a DUI conviction
Getting a quote from Geico may cost the average person with a DUI about $804 less each year.
The least expensive car insurance company for new and young drivers in Fleming Island
In Fleming Island, Geico costs young drivers $2,555 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Fleming Island
Geico gave the largest car insurance discounts to married couples, averaging $698 saved each year compared to an average Fleming Island couple's premiums.
The cheapest car insurance in Fleming Island for drivers with bad credit
The best Fleming Island car insurance company for customer service
Allstate was the best company for customer service in Fleming Island according to the NAIC.
Recent price drops
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The cheapest large national provider in Fleming Island
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Fleming Island driver can expect to pay about $156 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Fleming Island, USAA has the best prices for good drivers, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Fleming Island
What Influences the Cost of Car Insurance in Fleming Island?
On average, car insurance in Fleming Island is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Fleming Island is 35 minutes, which is about the national average for a driver in the state.
- Florida state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Fleming Island are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A according to CrimeGrade.org.
- Fleming Island is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Fleming Island is $187 per month for minimum coverage and $205 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Russell: Insurance costs 2.72% less
- Lakeside: Insurance costs 2.60% more
- Orange Park: Insurance costs 3.54% more
- Bellair-Meadowbrook Terrace: Insurance costs 6.79% more
- Magnolia Springs: Insurance costs 0.57% less
- Asbury Lake: Insurance costs 1.55% less
- Fruit Cove: Insurance costs 1.34% more
- Green Cove Springs: Insurance costs 1.06% less
- Middleburg: Insurance costs 1.67% more
- Oakleaf Plantation: Insurance costs 1.14% more
Cities with Similar Populations
- Waynesboro: Insurance costs 52.18% less
- Deer Park: Insurance costs 14.68% more
- Edwardsville: Insurance costs 39.32% less
- Elizabethtown: Insurance costs 47.95% less
- Englewood: Insurance costs 6.99% less
- Forest Grove: Insurance costs 32.70% less
- Fridley: Insurance costs 25.66% less
- Gainesville: Insurance costs 47.17% less
- Galt: Insurance costs 14.27% less
- Glen Cove: Insurance costs 11.63% more