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Get Cheap Car Insurance in Waynesboro, VA
We monitor insurance prices, helping the average driver in Waynesboro save up to 38.8% on car insurance.
The Cheapest Minimum Coverage in Waynesboro
The chart below shows the cheapest car insurance company in Waynesboro for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Farm Bureau, and Safeco Insurance.
| Waynesboro Insurer | Monthly Cost |
|---|---|
| Metromile | $42 |
| Geico | $48 |
| Farm Bureau | $51 |
| Safeco Insurance | $54 |
Savings for Every Kind of Waynesboro Driver
Based on our extensive insurance data, we know the average Waynesboro driver will save about 38% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $443 per year by choosing the right vehicle insurance company. Some Waynesboro residents are paying out over $1,176 extra every year for auto insurance in Waynesboro. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Waynesboro, VA Savings / Yr. |
|---|---|
$443 |
|
$757 |
|
$647 |
|
$633 |
|
$1,035 |
|
$237 |
|
$427 |
Waynesboro Car Insurance vs. Virginia
People living in Waynesboro pay an average of 3.25% less than the typical driver in the state. The average driver in Waynesboro can expect to pay about $814 per year, or $1,176 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Waynesboro for most people.
Car Insurance Prices by Waynesboro Neighborhood
Insurance Prices
Where is insurance cheapest within Waynesboro?
The map shows insurance prices in and around Waynesboro, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $100 per year within the city boundaries, with insurance premiums ranging from a high of $1,226 to a low of $1,126. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Southwest parts of Waynesboro.Pick the Best Car Insurance Company for You in Waynesboro
The best car insurance provider for most drivers in Waynesboro
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $443 over the average Waynesboro car insurance company.
The best car insurance provider for Waynesboro drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $757 over the competition.
The best car insurance company for Waynesboro drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $647 better than other car insurance companies.
The best auto insurance for Waynesboro drivers with a DUI conviction
Getting a quote from Farm Bureau may cost the average person with a DUI about $633 less each year.
The least expensive car insurance company for new and young drivers in Waynesboro
In Waynesboro, Erie Insurance costs young drivers $1,035 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Waynesboro
Farm Bureau gave the largest car insurance discounts to married couples, averaging $237 saved each year compared to an average Waynesboro couple's premiums.
The cheapest car insurance in Waynesboro for drivers with bad credit
The best Waynesboro car insurance company for customer service
Nationwide was the best company for customer service in Waynesboro according to the NAIC.
Recent price drops
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The cheapest large national provider in Waynesboro
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Waynesboro driver can expect to pay about $89 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Waynesboro, USAA has the best prices for young drivers, drivers with accidents, drivers with bad credit, married couples, drivers with speeding tickets, drivers with a DUI conviction, and good drivers.Auto Insurance Prices in and Around Waynesboro
What Influences the Cost of Car Insurance in Waynesboro?
On average, car insurance in Waynesboro is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Waynesboro is 27 minutes, which is far less than average for a driver in the state.
- Virginia state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Waynesboro are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- Waynesboro is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Waynesboro is $68 per month for minimum coverage and $98 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Fishersville: Insurance costs 1.19% less
- Madrid: Insurance costs 1.19% less
- Avon: Insurance costs 0.77% more
- Lyndhurst: Insurance costs 2.81% less
- Crimora: Insurance costs 0.85% less
- Brand: Insurance costs 1.87% less
- New Hope: Insurance costs 2.72% less
- Stuarts Draft: Insurance costs 2.81% less
- Afton: Insurance costs 0.09% more
- Rivermont: Insurance costs 2.47% less
Cities with Similar Populations
- Hixson: Insurance costs 17.77% more
- Lenoir City: Insurance costs 14.88% more
- Westfield: Insurance costs 64.37% more
- Lansing: Insurance costs 51.11% more
- Lake Jackson: Insurance costs 38.35% more
- Lake in the Hills: Insurance costs 27.13% more
- Windsor: Insurance costs 90.05% more
- Winterville: Insurance costs 6.29% more
- Jenks: Insurance costs 48.89% more
- Woodstock: Insurance costs 23.38% more