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Get Cheap Car Insurance in Stuarts Draft, VA
We monitor insurance prices, helping the average driver in Stuarts Draft save up to 38.8% on car insurance.
The Cheapest Minimum Coverage in Stuarts Draft
The chart below shows the cheapest car insurance company in Stuarts Draft for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Farm Bureau, and Safeco Insurance.
| Stuarts Draft Insurer | Monthly Cost |
|---|---|
| Metromile | $41 |
| Geico | $47 |
| Farm Bureau | $49 |
| Safeco Insurance | $52 |
Savings for Every Kind of Stuarts Draft Driver
Based on our extensive insurance data, we know the average Stuarts Draft driver will save about 38% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $431 per year by choosing the right vehicle insurance company. Some Stuarts Draft residents are paying out over $1,143 extra every year for auto insurance in Stuarts Draft. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Stuarts Draft, VA Savings / Yr. |
|---|---|
$431 |
|
$736 |
|
$629 |
|
$615 |
|
$1,006 |
|
$230 |
|
$415 |
Stuarts Draft Car Insurance vs. Virginia
People living in Stuarts Draft pay an average of 5.95% less than the typical driver in the state. The average driver in Stuarts Draft can expect to pay about $791 per year, or $1,143 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Stuarts Draft for most people.
Car Insurance Prices by Stuarts Draft Neighborhood
Insurance Prices
Where is insurance cheapest within Stuarts Draft?
The map shows insurance prices in and around Stuarts Draft, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $39 per year within the city boundaries, with insurance premiums ranging from a high of $1,165 to a low of $1,126. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the East parts of Stuarts Draft.Pick the Best Car Insurance Company for You in Stuarts Draft
The best car insurance provider for most drivers in Stuarts Draft
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $431 over the average Stuarts Draft car insurance company.
The best car insurance provider for Stuarts Draft drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $736 over the competition.
The best car insurance company for Stuarts Draft drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $629 better than other car insurance companies.
The best auto insurance for Stuarts Draft drivers with a DUI conviction
Getting a quote from Farm Bureau may cost the average person with a DUI about $615 less each year.
The least expensive car insurance company for new and young drivers in Stuarts Draft
In Stuarts Draft, Erie Insurance costs young drivers $1,006 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Stuarts Draft
Farm Bureau gave the largest car insurance discounts to married couples, averaging $230 saved each year compared to an average Stuarts Draft couple's premiums.
The cheapest car insurance in Stuarts Draft for drivers with bad credit
The best Stuarts Draft car insurance company for customer service
Nationwide was the best company for customer service in Stuarts Draft according to the NAIC.
Recent price drops
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The cheapest large national provider in Stuarts Draft
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Stuarts Draft driver can expect to pay about $89 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Stuarts Draft, USAA has the best prices for young drivers, drivers with accidents, drivers with bad credit, married couples, drivers with speeding tickets, drivers with a DUI conviction, and good drivers.Auto Insurance Prices in and Around Stuarts Draft
What Influences the Cost of Car Insurance in Stuarts Draft?
On average, car insurance in Stuarts Draft is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Stuarts Draft is 27 minutes, which is far less than average for a driver in the state.
- Virginia state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Stuarts Draft are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- Stuarts Draft has an average population density in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Stuarts Draft is $66 per month for minimum coverage and $95 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Rivermont: Insurance costs 0.35% more
- White Hill: Insurance costs 0.26% more
- Sherando: Insurance costs 0.44% less
- Lyndhurst: Insurance costs the same
- Wilda: Insurance costs 2.01% more
- Jolivue: Insurance costs 1.75% more
- Fishersville: Insurance costs 1.66% more
- Brand: Insurance costs 0.96% more
- Greenville: Insurance costs 1.66% more
- Waynesboro: Insurance costs 2.89% more
Cities with Similar Populations
- North Merrick: Insurance costs 141.03% more
- Noble: Insurance costs 52.84% more
- Nokomis: Insurance costs 105.25% more
- Norfolk: Insurance costs 39.63% more
- North Bellport: Insurance costs 147.42% more
- North Billerica: Insurance costs 38.15% more
- North East: Insurance costs 18.72% more
- North Fair Oaks: Insurance costs 81.28% more
- North Haledon: Insurance costs 58.97% more
- North Lindenhurst: Insurance costs 144.18% more