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Get Cheap Car Insurance in North Merrick, NY
We monitor insurance prices, helping the average driver in North Merrick save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in North Merrick
The chart below shows the cheapest car insurance company in North Merrick for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| North Merrick Insurer | Monthly Cost |
|---|---|
| Kemper | $101 |
| Plymouth Rock Assurance | $135 |
| Safeco Insurance | $145 |
| Geico | $151 |
Savings for Every Kind of North Merrick Driver
Based on our extensive insurance data, we know the average North Merrick driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $821 per year by choosing the right vehicle insurance company. Some North Merrick residents are paying out over $2,755 extra every year for auto insurance in North Merrick. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
North Merrick, NY Savings / Yr. |
|---|---|
$821 |
|
$524 |
|
$1,046 |
|
$1,059 |
|
$2,594 |
|
$868 |
|
$1,383 |
North Merrick Car Insurance vs. New York
People living in North Merrick pay an average of 13.62% more than the typical driver in the state. The average driver in North Merrick can expect to pay about $1,999 per year, or $2,755 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in North Merrick for most people.
Car Insurance Prices by North Merrick Neighborhood
Insurance Prices
Where is insurance cheapest within North Merrick?
The map shows insurance prices in and around North Merrick, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $448 per year within the city boundaries, with insurance premiums ranging from a high of $3,092 to a low of $2,644. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the Southwest parts of North Merrick.Pick the Best Car Insurance Company for You in North Merrick
The best car insurance provider for most drivers in North Merrick
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $821 over the average North Merrick car insurance company.
The best car insurance provider for North Merrick drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $524 over the competition.
The best car insurance company for North Merrick drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $1,046 better than other car insurance companies.
The best auto insurance for North Merrick drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $1,059 less each year.
The least expensive car insurance company for new and young drivers in North Merrick
In North Merrick, Progressive costs young drivers $2,594 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in North Merrick
Progressive gave the largest car insurance discounts to married couples, averaging $868 saved each year compared to an average North Merrick couple's premiums.
The cheapest car insurance in North Merrick for drivers with bad credit
The best North Merrick car insurance company for customer service
Nationwide was the best company for customer service in North Merrick according to the NAIC.
Recent price drops
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The cheapest large national provider in North Merrick
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average North Merrick driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In North Merrick, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around North Merrick
What Influences the Cost of Car Insurance in North Merrick?
On average, car insurance in North Merrick is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in North Merrick is 44 minutes, which is far more than average for a driver in the state.
- New York state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in North Merrick are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- North Merrick is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in North Merrick is $167 per month for minimum coverage and $230 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- North Bellmore: Insurance costs 2.32% less
- Roosevelt: Insurance costs 24.28% more
- East Meadow: Insurance costs 1.20% more
- Merrick: Insurance costs 1.42% less
- Uniondale: Insurance costs 17.57% more
- Bellmore: Insurance costs 1.63% less
- Freeport: Insurance costs 17.06% more
- North Wantagh: Insurance costs 2.54% less
- Wantagh: Insurance costs 3.45% less
- Baldwin: Insurance costs 14.12% more
Cities with Similar Populations
- Bremen: Insurance costs 36.73% less
- Windsor Locks: Insurance costs 27.04% less
- Wimberley: Insurance costs 41.74% less
- Wilton Manors: Insurance costs 11.72% more
- Wills Point: Insurance costs 40.25% less
- Willow Street: Insurance costs 52.05% less
- Williamston: Insurance costs 54.19% less
- Buzzards Bay: Insurance costs 43.38% less
- Bryan: Insurance costs 61.38% less
- Brown Deer: Insurance costs 55.54% less