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Get Cheap Car Insurance in North Bellmore, NY
We monitor insurance prices, helping the average driver in North Bellmore save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in North Bellmore
The chart below shows the cheapest car insurance company in North Bellmore for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| North Bellmore Insurer | Monthly Cost |
|---|---|
| Kemper | $99 |
| Plymouth Rock Assurance | $132 |
| Safeco Insurance | $142 |
| Geico | $148 |
Savings for Every Kind of North Bellmore Driver
Based on our extensive insurance data, we know the average North Bellmore driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $802 per year by choosing the right vehicle insurance company. Some North Bellmore residents are paying out over $2,691 extra every year for auto insurance in North Bellmore. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
North Bellmore, NY Savings / Yr. |
|---|---|
$802 |
|
$512 |
|
$1,022 |
|
$1,034 |
|
$2,534 |
|
$848 |
|
$1,351 |
North Bellmore Car Insurance vs. New York
People living in North Bellmore pay an average of 10.97% more than the typical driver in the state. The average driver in North Bellmore can expect to pay about $1,952 per year, or $2,691 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in North Bellmore for most people.
Car Insurance Prices by North Bellmore Neighborhood
Insurance Prices
Where is insurance cheapest within North Bellmore?
The map shows insurance prices in and around North Bellmore, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $277 per year within the city boundaries, with insurance premiums ranging from a high of $2,870 to a low of $2,593. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the South parts of North Bellmore.Pick the Best Car Insurance Company for You in North Bellmore
The best car insurance provider for most drivers in North Bellmore
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $802 over the average North Bellmore car insurance company.
The best car insurance provider for North Bellmore drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $512 over the competition.
The best car insurance company for North Bellmore drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $1,022 better than other car insurance companies.
The best auto insurance for North Bellmore drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $1,034 less each year.
The least expensive car insurance company for new and young drivers in North Bellmore
In North Bellmore, Progressive costs young drivers $2,534 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in North Bellmore
Progressive gave the largest car insurance discounts to married couples, averaging $848 saved each year compared to an average North Bellmore couple's premiums.
The cheapest car insurance in North Bellmore for drivers with bad credit
The best North Bellmore car insurance company for customer service
Nationwide was the best company for customer service in North Bellmore according to the NAIC.
Recent price drops
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The cheapest large national provider in North Bellmore
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average North Bellmore driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In North Bellmore, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around North Bellmore
What Influences the Cost of Car Insurance in North Bellmore?
On average, car insurance in North Bellmore is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in North Bellmore is 48 minutes, which is far more than average for a driver in the state.
- New York state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in North Bellmore are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- North Bellmore is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in North Bellmore is $163 per month for minimum coverage and $224 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- North Merrick: Insurance costs 2.38% more
- North Wantagh: Insurance costs 0.22% less
- Wantagh: Insurance costs 1.15% less
- East Meadow: Insurance costs 3.60% more
- Bellmore: Insurance costs 0.71% more
- Merrick: Insurance costs 0.93% more
- Roosevelt: Insurance costs 27.24% more
- Seaford: Insurance costs 1.52% less
- Levittown: Insurance costs 1.04% more
- Uniondale: Insurance costs 20.36% more
Cities with Similar Populations
- Chesterton: Insurance costs 55.22% less
- Tinton Falls: Insurance costs 33.89% less
- Tallmadge: Insurance costs 59.23% less
- Sussex: Insurance costs 59.27% less
- Dixon: Insurance costs 25.38% less
- Clinton: Insurance costs 49.65% less
- Clarksville: Insurance costs 54.22% less
- Circleville: Insurance costs 57.90% less
- Choctaw: Insurance costs 35.45% less
- Chino Valley: Insurance costs 35.60% less