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Get Cheap Car Insurance in Roosevelt, NY
We monitor insurance prices, helping the average driver in Roosevelt save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Roosevelt
The chart below shows the cheapest car insurance company in Roosevelt for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Roosevelt Insurer | Monthly Cost |
|---|---|
| Kemper | $126 |
| Plymouth Rock Assurance | $168 |
| Safeco Insurance | $180 |
| Geico | $188 |
Savings for Every Kind of Roosevelt Driver
Based on our extensive insurance data, we know the average Roosevelt driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $1,021 per year by choosing the right vehicle insurance company. Some Roosevelt residents are paying out over $3,424 extra every year for auto insurance in Roosevelt. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Roosevelt, NY Savings / Yr. |
|---|---|
$1,021 |
|
$651 |
|
$1,300 |
|
$1,316 |
|
$3,223 |
|
$1,079 |
|
$1,718 |
Roosevelt Car Insurance vs. New York
People living in Roosevelt pay an average of 41.19% more than the typical driver in the state. The average driver in Roosevelt can expect to pay about $2,484 per year, or $3,424 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Roosevelt for most people.
Car Insurance Prices by Roosevelt Neighborhood
Insurance Prices
Where is insurance cheapest within Roosevelt?
The map shows insurance prices in and around Roosevelt, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $311 per year within the city boundaries, with insurance premiums ranging from a high of $3,549 to a low of $3,238. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the Northwest parts of Roosevelt.Pick the Best Car Insurance Company for You in Roosevelt
The best car insurance provider for most drivers in Roosevelt
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $1,021 over the average Roosevelt car insurance company.
The best car insurance provider for Roosevelt drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $651 over the competition.
The best car insurance company for Roosevelt drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $1,300 better than other car insurance companies.
The best auto insurance for Roosevelt drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $1,316 less each year.
The least expensive car insurance company for new and young drivers in Roosevelt
In Roosevelt, Progressive costs young drivers $3,223 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Roosevelt
Progressive gave the largest car insurance discounts to married couples, averaging $1,079 saved each year compared to an average Roosevelt couple's premiums.
The cheapest car insurance in Roosevelt for drivers with bad credit
The best Roosevelt car insurance company for customer service
Recent price drops
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The cheapest large national provider in Roosevelt
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Roosevelt driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Roosevelt, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Roosevelt
What Influences the Cost of Car Insurance in Roosevelt?
On average, car insurance in Roosevelt is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Roosevelt is 43 minutes, which is far more than average for a driver in the state.
- New York state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Roosevelt are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Roosevelt is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Roosevelt is $207 per month for minimum coverage and $285 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- North Merrick: Insurance costs 19.54% less
- Uniondale: Insurance costs 5.40% less
- Freeport: Insurance costs 5.81% less
- Baldwin: Insurance costs 8.18% less
- Merrick: Insurance costs 20.68% less
- Hempstead: Insurance costs 1.23% less
- North Bellmore: Insurance costs 21.41% less
- East Meadow: Insurance costs 18.57% less
- Rockville Centre: Insurance costs 15.30% less
- East Garden City: Insurance costs 10.78% less
Cities with Similar Populations
- Addison: Insurance costs 44.83% less
- Zimmerman: Insurance costs 50.18% less
- Yazoo City: Insurance costs 47.37% less
- Wyandanch: Insurance costs 9.35% less
- Woodcrest: Insurance costs 36.95% less
- Wolf Trap: Insurance costs 63.35% less
- Windham: Insurance costs 72.37% less
- Wilton: Insurance costs 42.14% less
- Wilmington: Insurance costs 67.52% less
- Baker: Insurance costs 3.27% more