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Get Cheap Car Insurance in Uniondale, NY
We monitor insurance prices, helping the average driver in Uniondale save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Uniondale
The chart below shows the cheapest car insurance company in Uniondale for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Uniondale Insurer | Monthly Cost |
|---|---|
| Kemper | $119 |
| Plymouth Rock Assurance | $159 |
| Safeco Insurance | $171 |
| Geico | $178 |
Savings for Every Kind of Uniondale Driver
Based on our extensive insurance data, we know the average Uniondale driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $966 per year by choosing the right vehicle insurance company. Some Uniondale residents are paying out over $3,239 extra every year for auto insurance in Uniondale. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Uniondale, NY Savings / Yr. |
|---|---|
$966 |
|
$616 |
|
$1,230 |
|
$1,245 |
|
$3,049 |
|
$1,020 |
|
$1,625 |
Uniondale Car Insurance vs. New York
People living in Uniondale pay an average of 33.56% more than the typical driver in the state. The average driver in Uniondale can expect to pay about $2,349 per year, or $3,239 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Uniondale for most people.
Car Insurance Prices by Uniondale Neighborhood
Insurance Prices
Where is insurance cheapest within Uniondale?
The map shows insurance prices in and around Uniondale, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $480 per year within the city boundaries, with insurance premiums ranging from a high of $3,479 to a low of $2,999. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the Northwest parts of Uniondale.Pick the Best Car Insurance Company for You in Uniondale
The best car insurance provider for most drivers in Uniondale
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $966 over the average Uniondale car insurance company.
The best car insurance provider for Uniondale drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $616 over the competition.
The best car insurance company for Uniondale drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $1,230 better than other car insurance companies.
The best auto insurance for Uniondale drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $1,245 less each year.
The least expensive car insurance company for new and young drivers in Uniondale
In Uniondale, Progressive costs young drivers $3,049 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Uniondale
Progressive gave the largest car insurance discounts to married couples, averaging $1,020 saved each year compared to an average Uniondale couple's premiums.
The cheapest car insurance in Uniondale for drivers with bad credit
The best Uniondale car insurance company for customer service
Recent price drops
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The cheapest large national provider in Uniondale
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Uniondale driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Uniondale, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Uniondale
What Influences the Cost of Car Insurance in Uniondale?
On average, car insurance in Uniondale is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Uniondale is 38 minutes, which is a little more than average for a driver in the state.
- New York state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Uniondale are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Uniondale is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Uniondale is $196 per month for minimum coverage and $270 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Hempstead: Insurance costs 4.41% more
- East Garden City: Insurance costs 5.68% less
- Roosevelt: Insurance costs 5.71% more
- East Meadow: Insurance costs 13.92% less
- North Merrick: Insurance costs 14.94% less
- North Bellmore: Insurance costs 16.92% less
- Baldwin: Insurance costs 2.93% less
- Garden City: Insurance costs 15.31% less
- West Hempstead: Insurance costs 7.07% less
- Salisbury: Insurance costs 11.76% less
Cities with Similar Populations
- Oakdale: Insurance costs 46.16% less
- Monroeville: Insurance costs 55.63% less
- Montclair: Insurance costs 33.71% less
- Muscatine: Insurance costs 61.96% less
- Natchez: Insurance costs 46.03% less
- Norco: Insurance costs 32.23% less
- North Attleboro: Insurance costs 51.59% less
- North Platte: Insurance costs 56.07% less
- North Wales: Insurance costs 55.42% less
- Oak Forest: Insurance costs 49.74% less