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Get Cheap Car Insurance in Chino Valley, AZ
We monitor insurance prices, helping the average driver in Chino Valley save up to 38.6% on car insurance.
The Cheapest Minimum Coverage in Chino Valley
The chart below shows the cheapest car insurance company in Chino Valley for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by State Farm, Mile Auto, and MetLife.
| Chino Valley Insurer | Monthly Cost |
|---|---|
| Metromile | $59 |
| State Farm | $60 |
| Mile Auto | $75 |
| MetLife | $75 |
Savings for Every Kind of Chino Valley Driver
Based on our extensive insurance data, we know the average Chino Valley driver will save about 39% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $670 per year by choosing the right vehicle insurance company. Some Chino Valley residents are paying out over $1,733 extra every year for auto insurance in Chino Valley. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Chino Valley, AZ Savings / Yr. |
|---|---|
$670 |
|
$595 |
|
$362 |
|
$609 |
|
$1,931 |
|
$341 |
|
$957 |
Chino Valley Car Insurance vs. Arizona
People living in Chino Valley pay an average of 4.47% less than the typical driver in the state. The average driver in Chino Valley can expect to pay about $913 per year, or $1,733 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in Chino Valley for most people.
Car Insurance Prices by Chino Valley Neighborhood
Insurance Prices
Where is insurance cheapest within Chino Valley?
The map shows insurance prices in and around Chino Valley, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $63 per year within the city boundaries, with insurance premiums ranging from a high of $1,756 to a low of $1,693. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the West parts of Chino Valley.Pick the Best Car Insurance Company for You in Chino Valley
The best car insurance provider for most drivers in Chino Valley
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $670 over the average Chino Valley car insurance company.
The best car insurance provider for Chino Valley drivers with accidents on their records
In our analysis, Nationwide saved the average person who had been in an accident the most, with annual savings averaging $595 over the competition.
The best car insurance company for Chino Valley drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $362 better than other car insurance companies.
The best auto insurance for Chino Valley drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $609 less each year.
The least expensive car insurance company for new and young drivers in Chino Valley
In Chino Valley, Geico costs young drivers $1,931 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Chino Valley
State Farm gave the largest car insurance discounts to married couples, averaging $341 saved each year compared to an average Chino Valley couple's premiums.
The cheapest car insurance in Chino Valley for drivers with bad credit
The best Chino Valley car insurance company for customer service
Nationwide was the best company for customer service in Chino Valley according to the NAIC.
Recent price drops
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The cheapest large national provider in Chino Valley
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Chino Valley driver can expect to pay about $130 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Chino Valley, USAA has the best prices for married couples, drivers with speeding tickets, drivers with accidents, good drivers, drivers with bad credit, young drivers, and drivers with a DUI conviction.Auto Insurance Prices in and Around Chino Valley
What Influences the Cost of Car Insurance in Chino Valley?
On average, car insurance in Chino Valley is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Chino Valley is 34 minutes, which is about the national average for a driver in the state.
- Arizona state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Chino Valley are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Chino Valley is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Chino Valley is $76 per month for minimum coverage and $144 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Perkinsville: Insurance costs 0.58% more
- Del Rio: Insurance costs 1.67% less
- Williamson: Insurance costs 1.85% less
- Forbing Park: Insurance costs 2.14% less
- Prescott Valley: Insurance costs 0.12% less
- Jerome: Insurance costs 3.23% less
- Clarkdale: Insurance costs 0.12% less
- Tapco: Insurance costs 2.19% less
- Cottonwood: Insurance costs 1.79% more
- Verde Village: Insurance costs 0.23% less
Cities with Similar Populations
- Forest Lake: Insurance costs 3.58% less
- Waynesville: Insurance costs 31.16% less
- Belleview: Insurance costs 38.26% more
- Watervliet: Insurance costs 36.06% more
- Belmont: Insurance costs 25.85% less
- Washington Court House: Insurance costs 35.14% less
- Foothill Ranch: Insurance costs 22.10% more
- Bethel: Insurance costs 18.70% more
- Big Lake: Insurance costs 2.60% less
- Blairsville: Insurance costs 1.56% less