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Get Cheap Car Insurance in Prescott Valley, AZ
We monitor insurance prices, helping the average driver in Prescott Valley save up to 38.6% on car insurance.
The Cheapest Minimum Coverage in Prescott Valley
The chart below shows the cheapest car insurance company in Prescott Valley for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by State Farm, Mile Auto, and MetLife.
| Prescott Valley Insurer | Monthly Cost |
|---|---|
| Metromile | $59 |
| State Farm | $60 |
| Mile Auto | $75 |
| MetLife | $75 |
Savings for Every Kind of Prescott Valley Driver
Based on our extensive insurance data, we know the average Prescott Valley driver will save about 39% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $669 per year by choosing the right vehicle insurance company. Some Prescott Valley residents are paying out over $1,731 extra every year for auto insurance in Prescott Valley. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Prescott Valley, AZ Savings / Yr. |
|---|---|
$669 |
|
$595 |
|
$362 |
|
$608 |
|
$1,929 |
|
$341 |
|
$956 |
Prescott Valley Car Insurance vs. Arizona
People living in Prescott Valley pay an average of 4.56% less than the typical driver in the state. The average driver in Prescott Valley can expect to pay about $912 per year, or $1,731 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in Prescott Valley for most people.
Car Insurance Prices by Prescott Valley Neighborhood
Insurance Prices
Where is insurance cheapest within Prescott Valley?
The map shows insurance prices in and around Prescott Valley, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $145 per year within the city boundaries, with insurance premiums ranging from a high of $1,836 to a low of $1,691. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Northeast parts of Prescott Valley.Pick the Best Car Insurance Company for You in Prescott Valley
The best car insurance provider for most drivers in Prescott Valley
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $669 over the average Prescott Valley car insurance company.
The best car insurance provider for Prescott Valley drivers with accidents on their records
In our analysis, Nationwide saved the average person who had been in an accident the most, with annual savings averaging $595 over the competition.
The best car insurance company for Prescott Valley drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $362 better than other car insurance companies.
The best auto insurance for Prescott Valley drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $608 less each year.
The least expensive car insurance company for new and young drivers in Prescott Valley
In Prescott Valley, Geico costs young drivers $1,929 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Prescott Valley
State Farm gave the largest car insurance discounts to married couples, averaging $341 saved each year compared to an average Prescott Valley couple's premiums.
The cheapest car insurance in Prescott Valley for drivers with bad credit
The best Prescott Valley car insurance company for customer service
Nationwide was the best company for customer service in Prescott Valley according to the NAIC.
Recent price drops
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The cheapest large national provider in Prescott Valley
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Prescott Valley driver can expect to pay about $130 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Prescott Valley, USAA has the best prices for married couples, drivers with speeding tickets, drivers with accidents, good drivers, drivers with bad credit, young drivers, and drivers with a DUI conviction.Auto Insurance Prices in and Around Prescott Valley
What Influences the Cost of Car Insurance in Prescott Valley?
On average, car insurance in Prescott Valley is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Prescott Valley is 27 minutes, which is a little less than average for a driver in the state.
- Arizona state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Prescott Valley are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Prescott Valley is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Prescott Valley is $76 per month for minimum coverage and $144 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Forbing Park: Insurance costs 2.02% less
- Dewey: Insurance costs 0.75% less
- Dewey-Humboldt: Insurance costs 0.75% more
- Humboldt: Insurance costs 0.06% more
- Prescott: Insurance costs 1.10% less
- Perkinsville: Insurance costs 0.69% more
- Williamson: Insurance costs 1.73% less
- Chino Valley: Insurance costs 0.12% more
- Miller Valley: Insurance costs 0.35% less
- Jerome: Insurance costs 3.12% less
Cities with Similar Populations
- Dacula: Insurance costs 13.46% more
- Granada Hills: Insurance costs 40.73% more
- Grand Blanc: Insurance costs 70.31% more
- Grapevine: Insurance costs 0.87% more
- Holly Springs: Insurance costs 26.86% less
- Jeffersonville: Insurance costs 28.54% less
- Lake Stevens: Insurance costs 10.57% less
- Lompoc: Insurance costs 22.07% more
- Mandeville: Insurance costs 82.84% more
- Martinez: Insurance costs 17.04% more