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Get Cheap Car Insurance in Martinez, CA
We monitor insurance prices, helping the average driver in Martinez save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Martinez
The chart below shows the cheapest car insurance company in Martinez for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Martinez Insurer | Monthly Cost |
|---|---|
| Metromile | $51 |
| Geico | $57 |
| Progressive | $61 |
| Travelers | $63 |
Savings for Every Kind of Martinez Driver
Based on our extensive insurance data, we know the average Martinez driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $648 per year by choosing the right vehicle insurance company. Some Martinez residents are paying out over $2,026 extra every year for auto insurance in Martinez. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Martinez, CA Savings / Yr. |
|---|---|
$648 |
|
$1,186 |
|
$938 |
|
$1,648 |
|
$846 |
|
$367 |
|
$0 |
Martinez Car Insurance vs. California
People living in Martinez pay an average of 0.88% more than the typical driver in the state. The average driver in Martinez can expect to pay about $948 per year, or $2,026 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Martinez for most people.
Car Insurance Prices by Martinez Neighborhood
Insurance Prices
Where is insurance cheapest within Martinez?
The map shows insurance prices in and around Martinez, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $382 per year within the city boundaries, with insurance premiums ranging from a high of $2,243 to a low of $1,861. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the Southwest parts of Martinez.Pick the Best Car Insurance Company for You in Martinez
The best car insurance provider for most drivers in Martinez
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $648 over the average Martinez car insurance company.
The best car insurance provider for Martinez drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,186 over the competition.
The best car insurance company for Martinez drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $938 better than other car insurance companies.
The best auto insurance for Martinez drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,648 less each year.
The least expensive car insurance company for new and young drivers in Martinez
In Martinez, State Farm costs young drivers $846 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Martinez
Progressive gave the largest car insurance discounts to married couples, averaging $367 saved each year compared to an average Martinez couple's premiums.
The cheapest car insurance in Martinez for drivers with bad credit
The best Martinez car insurance company for customer service
Recent price drops
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The cheapest large national provider in Martinez
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Martinez driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Martinez, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Martinez
What Influences the Cost of Car Insurance in Martinez?
On average, car insurance in Martinez is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Martinez is 40 minutes, which is a little more than average for a driver in the state.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Martinez are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Martinez is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Martinez is $79 per month for minimum coverage and $169 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Pleasant Hill: Insurance costs 1.33% more
- Reliez Valley: Insurance costs 5.13% less
- Concord: Insurance costs 4.15% more
- Port Costa: Insurance costs 1.92% more
- Benicia: Insurance costs 0.35% more
- Lafayette: Insurance costs 1.28% less
- Walnut Creek: Insurance costs 1.78% more
- Crockett: Insurance costs 5.13% more
- Bay Point: Insurance costs 11.40% more
- Tormey: Insurance costs 20.19% more
Cities with Similar Populations
- Bloomfield Hills: Insurance costs 52.86% more
- Carlisle: Insurance costs 37.46% less
- Cedar Hill: Insurance costs 2.17% less
- Cerritos: Insurance costs 11.25% more
- Chester: Insurance costs 39.04% less
- Chesterfield: Insurance costs 8.00% less
- Coatesville: Insurance costs 29.37% less
- Converse: Insurance costs 8.39% less
- Country Club: Insurance costs 68.85% more
- Salina: Insurance costs 25.42% less