Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Benicia, CA
We monitor insurance prices, helping the average driver in Benicia save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Benicia
The chart below shows the cheapest car insurance company in Benicia for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Benicia Insurer | Monthly Cost |
|---|---|
| Metromile | $51 |
| Geico | $58 |
| Progressive | $62 |
| Travelers | $64 |
Savings for Every Kind of Benicia Driver
Based on our extensive insurance data, we know the average Benicia driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $650 per year by choosing the right vehicle insurance company. Some Benicia residents are paying out over $2,033 extra every year for auto insurance in Benicia. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Benicia, CA Savings / Yr. |
|---|---|
$650 |
|
$1,191 |
|
$941 |
|
$1,654 |
|
$849 |
|
$368 |
|
$0 |
Benicia Car Insurance vs. California
People living in Benicia pay an average of 1.23% more than the typical driver in the state. The average driver in Benicia can expect to pay about $952 per year, or $2,033 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Benicia for most people.
Car Insurance Prices by Benicia Neighborhood
Insurance Prices
Where is insurance cheapest within Benicia?
The map shows insurance prices in and around Benicia, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $261 per year within the city boundaries, with insurance premiums ranging from a high of $2,188 to a low of $1,927. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the Southeast parts of Benicia.Pick the Best Car Insurance Company for You in Benicia
The best car insurance provider for most drivers in Benicia
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $650 over the average Benicia car insurance company.
The best car insurance provider for Benicia drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,191 over the competition.
The best car insurance company for Benicia drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $941 better than other car insurance companies.
The best auto insurance for Benicia drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,654 less each year.
The least expensive car insurance company for new and young drivers in Benicia
In Benicia, State Farm costs young drivers $849 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Benicia
Progressive gave the largest car insurance discounts to married couples, averaging $368 saved each year compared to an average Benicia couple's premiums.
The cheapest car insurance in Benicia for drivers with bad credit
The best Benicia car insurance company for customer service
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Benicia, which was better than other insurers.
The cheapest large national provider in Benicia
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Benicia driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Benicia, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Benicia
What Influences the Cost of Car Insurance in Benicia?
On average, car insurance in Benicia is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Benicia is 43 minutes, which is a little more than average for a driver in the state.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Benicia are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Benicia is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Benicia is $79 per month for minimum coverage and $169 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Port Costa: Insurance costs 1.57% more
- Crockett: Insurance costs 4.77% more
- Vallejo: Insurance costs 8.76% more
- Tormey: Insurance costs 19.77% more
- Martinez: Insurance costs 0.34% less
- Rodeo: Insurance costs 9.35% more
- Hercules: Insurance costs 6.69% more
- American Canyon: Insurance costs 4.43% more
- Pinole: Insurance costs 6.89% more
- Reliez Valley: Insurance costs 5.46% less
Cities with Similar Populations
- Wilmette: Insurance costs 19.18% less
- Bristol: Insurance costs 42.01% less
- Villa Park: Insurance costs 21.40% less
- Stoughton: Insurance costs 10.33% less
- Takoma Park: Insurance costs 11.17% more
- Tarpon Springs: Insurance costs 40.48% more
- Loma Linda: Insurance costs 3.34% more
- Logansport: Insurance costs 40.48% less
- Temescal Valley: Insurance costs 6.10% more
- Tujunga: Insurance costs 23.22% more