Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Vallejo, CA
We monitor insurance prices, helping the average driver in Vallejo save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Vallejo
The chart below shows the cheapest car insurance company in Vallejo for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Vallejo Insurer | Monthly Cost |
|---|---|
| Metromile | $56 |
| Geico | $63 |
| Progressive | $67 |
| Travelers | $69 |
Savings for Every Kind of Vallejo Driver
Based on our extensive insurance data, we know the average Vallejo driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $707 per year by choosing the right vehicle insurance company. Some Vallejo residents are paying out over $2,211 extra every year for auto insurance in Vallejo. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Vallejo, CA Savings / Yr. |
|---|---|
$707 |
|
$1,295 |
|
$1,024 |
|
$1,799 |
|
$924 |
|
$401 |
|
$0 |
Vallejo Car Insurance vs. California
People living in Vallejo pay an average of 10.10% more than the typical driver in the state. The average driver in Vallejo can expect to pay about $1,035 per year, or $2,211 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Vallejo for most people.
Car Insurance Prices by Vallejo Neighborhood
Insurance Prices
Where is insurance cheapest within Vallejo?
The map shows insurance prices in and around Vallejo, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $475 per year within the city boundaries, with insurance premiums ranging from a high of $2,391 to a low of $1,916. Insurance prices tend to be higher for those living in the West area, and lower for those with homes in the Northeast parts of Vallejo.Pick the Best Car Insurance Company for You in Vallejo
The best car insurance provider for most drivers in Vallejo
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $707 over the average Vallejo car insurance company.
The best car insurance provider for Vallejo drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,295 over the competition.
The best car insurance company for Vallejo drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $1,024 better than other car insurance companies.
The best auto insurance for Vallejo drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,799 less each year.
The least expensive car insurance company for new and young drivers in Vallejo
In Vallejo, State Farm costs young drivers $924 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Vallejo
Progressive gave the largest car insurance discounts to married couples, averaging $401 saved each year compared to an average Vallejo couple's premiums.
The cheapest car insurance in Vallejo for drivers with bad credit
The best Vallejo car insurance company for customer service
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Vallejo, which was better than other insurers.
The cheapest large national provider in Vallejo
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Vallejo driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Vallejo, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Vallejo
What Influences the Cost of Car Insurance in Vallejo?
On average, car insurance in Vallejo is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Vallejo is 46 minutes, which is far more than average for a driver in the state.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Vallejo are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Vallejo has an average population density in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Vallejo is $86 per month for minimum coverage and $184 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- American Canyon: Insurance costs 3.98% less
- Crockett: Insurance costs 3.66% less
- Benicia: Insurance costs 8.05% less
- Tormey: Insurance costs 10.13% more
- Port Costa: Insurance costs 6.60% less
- Rodeo: Insurance costs 0.54% more
- Hercules: Insurance costs 1.90% less
- Salvador: Insurance costs 12.62% less
- Fairfield: Insurance costs 5.02% less
- Schellville: Insurance costs 15.24% less
Cities with Similar Populations
- Zylonite: Insurance costs 34.01% less
- Yettem: Insurance costs 13.43% less
- Zell: Insurance costs 17.55% less
- York Hamlet: Insurance costs 6.29% less
- Zorn: Insurance costs 26.78% less
- Zumbro Falls: Insurance costs 28.90% less
- Zwingle: Insurance costs 44.14% less
- Zylks: Insurance costs 27.63% more
- Zurich: Insurance costs 28.63% less
- Subiaco: Insurance costs 24.88% less