Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Cerritos, CA
We monitor insurance prices, helping the average driver in Cerritos save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Cerritos
The chart below shows the cheapest car insurance company in Cerritos for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Cerritos Insurer | Monthly Cost |
|---|---|
| Metromile | $57 |
| Geico | $64 |
| Progressive | $68 |
| Travelers | $71 |
Savings for Every Kind of Cerritos Driver
Based on our extensive insurance data, we know the average Cerritos driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $721 per year by choosing the right vehicle insurance company. Some Cerritos residents are paying out over $2,254 extra every year for auto insurance in Cerritos. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Cerritos, CA Savings / Yr. |
|---|---|
$721 |
|
$1,320 |
|
$1,044 |
|
$1,834 |
|
$942 |
|
$409 |
|
$0 |
Cerritos Car Insurance vs. California
People living in Cerritos pay an average of 12.24% more than the typical driver in the state. The average driver in Cerritos can expect to pay about $1,055 per year, or $2,254 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Cerritos for most people.
Car Insurance Prices by Cerritos Neighborhood
Insurance Prices
Where is insurance cheapest within Cerritos?
The map shows insurance prices in and around Cerritos, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $176 per year within the city boundaries, with insurance premiums ranging from a high of $2,347 to a low of $2,171. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the Central parts of Cerritos.Pick the Best Car Insurance Company for You in Cerritos
The best car insurance provider for most drivers in Cerritos
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $721 over the average Cerritos car insurance company.
The best car insurance provider for Cerritos drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,320 over the competition.
The best car insurance company for Cerritos drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $1,044 better than other car insurance companies.
The best auto insurance for Cerritos drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,834 less each year.
The least expensive car insurance company for new and young drivers in Cerritos
In Cerritos, State Farm costs young drivers $942 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Cerritos
Progressive gave the largest car insurance discounts to married couples, averaging $409 saved each year compared to an average Cerritos couple's premiums.
The cheapest car insurance in Cerritos for drivers with bad credit
The best Cerritos car insurance company for customer service
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Cerritos, which was better than other insurers.
The cheapest large national provider in Cerritos
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Cerritos driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Cerritos, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Cerritos
What Influences the Cost of Car Insurance in Cerritos?
On average, car insurance in Cerritos is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Cerritos is 42 minutes, which is a little more than average for a driver in the state.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Cerritos are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- Cerritos is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Cerritos is $88 per month for minimum coverage and $188 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Artesia: Insurance costs 0.49% less
- La Palma: Insurance costs 2.35% less
- Hawaiian Gardens: Insurance costs 1.77% less
- Norwalk: Insurance costs the same
- Lakewood: Insurance costs 1.46% less
- Cypress: Insurance costs 3.19% less
- Buena Park: Insurance costs 0.58% less
- Bellflower: Insurance costs 2.40% more
- La Mirada: Insurance costs 1.46% less
- Los Alamitos: Insurance costs 3.86% less
Cities with Similar Populations
- Poway: Insurance costs 13.27% less
- Jamaica Plain: Insurance costs 11.76% less
- Marion: Insurance costs 50.93% less
- Martinez: Insurance costs 10.12% less
- Matthews: Insurance costs 41.22% less
- Milford: Insurance costs 8.74% less
- Morrisville: Insurance costs 35.94% less
- New Castle: Insurance costs 38.73% less
- Opa-Locka: Insurance costs 55.63% more
- Parkway: Insurance costs 3.42% more