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Get Cheap Car Insurance in La Palma, CA
We monitor insurance prices, helping the average driver in La Palma save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in La Palma
The chart below shows the cheapest car insurance company in La Palma for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| La Palma Insurer | Monthly Cost |
|---|---|
| Metromile | $55 |
| Geico | $62 |
| Progressive | $67 |
| Travelers | $69 |
Savings for Every Kind of La Palma Driver
Based on our extensive insurance data, we know the average La Palma driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $704 per year by choosing the right vehicle insurance company. Some La Palma residents are paying out over $2,201 extra every year for auto insurance in La Palma. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
La Palma, CA Savings / Yr. |
|---|---|
$704 |
|
$1,289 |
|
$1,020 |
|
$1,791 |
|
$920 |
|
$399 |
|
$0 |
La Palma Car Insurance vs. California
People living in La Palma pay an average of 9.63% more than the typical driver in the state. The average driver in La Palma can expect to pay about $1,031 per year, or $2,201 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in La Palma for most people.
Car Insurance Prices by La Palma Neighborhood
Insurance Prices
Where is insurance cheapest within La Palma?
The map shows insurance prices in and around La Palma, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $249 per year within the city boundaries, with insurance premiums ranging from a high of $2,330 to a low of $2,081. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Northeast parts of La Palma.Pick the Best Car Insurance Company for You in La Palma
The best car insurance provider for most drivers in La Palma
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $704 over the average La Palma car insurance company.
The best car insurance provider for La Palma drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,289 over the competition.
The best car insurance company for La Palma drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $1,020 better than other car insurance companies.
The best auto insurance for La Palma drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,791 less each year.
The least expensive car insurance company for new and young drivers in La Palma
In La Palma, State Farm costs young drivers $920 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in La Palma
Progressive gave the largest car insurance discounts to married couples, averaging $399 saved each year compared to an average La Palma couple's premiums.
The cheapest car insurance in La Palma for drivers with bad credit
The best La Palma car insurance company for customer service
Recent price drops
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The cheapest large national provider in La Palma
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average La Palma driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In La Palma, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around La Palma
What Influences the Cost of Car Insurance in La Palma?
On average, car insurance in La Palma is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in La Palma is 39 minutes, which is a little more than average for a driver in the state.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in La Palma are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- La Palma is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in La Palma is $86 per month for minimum coverage and $183 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Cerritos: Insurance costs 2.41% more
- Cypress: Insurance costs 0.86% less
- Buena Park: Insurance costs 1.82% more
- Hawaiian Gardens: Insurance costs 0.59% more
- Artesia: Insurance costs 1.91% more
- Los Alamitos: Insurance costs 1.54% less
- Stanton: Insurance costs 3.13% more
- Lakewood: Insurance costs 0.91% more
- La Mirada: Insurance costs 0.91% more
- Norwalk: Insurance costs 2.41% more
Cities with Similar Populations
- Auburn: Insurance costs 28.81% less
- Wyckoff: Insurance costs 19.04% less
- Seymour: Insurance costs 10.40% less
- Prospect Heights: Insurance costs 26.53% less
- Aledo: Insurance costs 25.08% less
- Alexander City: Insurance costs 29.67% less
- Senoia: Insurance costs 20.45% less
- Andover: Insurance costs 30.40% less
- Brockport: Insurance costs 2.82% less
- Artesia: Insurance costs 1.91% more