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Get Cheap Car Insurance in Seymour, CT
We monitor insurance prices, helping the average driver in Seymour save up to 29.9% on car insurance.
The Cheapest Minimum Coverage in Seymour
The chart below shows the cheapest car insurance company in Seymour for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by State Farm, Safeco Insurance, and Travelers.
| Seymour Insurer | Monthly Cost |
|---|---|
| Kemper | $70 |
| State Farm | $81 |
| Safeco Insurance | $82 |
| Travelers | $82 |
Savings for Every Kind of Seymour Driver
Based on our extensive insurance data, we know the average Seymour driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $578 per year by choosing the right vehicle insurance company. Some Seymour residents are paying out over $1,972 extra every year for auto insurance in Seymour. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Seymour, CT Savings / Yr. |
|---|---|
$578 |
|
$801 |
|
$556 |
|
$929 |
|
$2,187 |
|
$524 |
|
$880 |
Seymour Car Insurance vs. Connecticut
People living in Seymour pay an average of 1.89% more than the typical driver in the state. The average driver in Seymour can expect to pay about $1,350 per year, or $1,972 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Seymour for most people.
Car Insurance Prices by Seymour Neighborhood
Insurance Prices
Where is insurance cheapest within Seymour?
The map shows insurance prices in and around Seymour, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $158 per year within the city boundaries, with insurance premiums ranging from a high of $2,053 to a low of $1,895. Insurance prices tend to be higher for those living in the West area, and lower for those with homes in the Northeast parts of Seymour.Pick the Best Car Insurance Company for You in Seymour
The best car insurance provider for most drivers in Seymour
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $578 over the average Seymour car insurance company.
The best car insurance provider for Seymour drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $801 over the competition.
The best car insurance company for Seymour drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $556 better than other car insurance companies.
The best auto insurance for Seymour drivers with a DUI conviction
Getting a quote from Travelers may cost the average person with a DUI about $929 less each year.
The least expensive car insurance company for new and young drivers in Seymour
In Seymour, State Farm costs young drivers $2,187 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Seymour
State Farm gave the largest car insurance discounts to married couples, averaging $524 saved each year compared to an average Seymour couple's premiums.
The cheapest car insurance in Seymour for drivers with bad credit
The best Seymour car insurance company for customer service
Recent price drops
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The cheapest large national provider in Seymour
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Seymour driver can expect to pay about $120 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Seymour, USAA has the best prices for drivers with accidents, married couples, drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, and drivers with a DUI conviction.Auto Insurance Prices in and Around Seymour
What Influences the Cost of Car Insurance in Seymour?
On average, car insurance in Seymour is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Seymour is 32 minutes, which is about the national average for a driver in the state.
- Connecticut state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Seymour are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- Seymour is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Seymour is $113 per month for minimum coverage and $164 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Ansonia: Insurance costs 7.05% more
- Oxford: Insurance costs 2.28% less
- Beacon Falls: Insurance costs 1.77% less
- Woodbridge: Insurance costs 4.41% more
- Derby: Insurance costs 6.54% more
- Bethany: Insurance costs 1.88% less
- Spring Glen: Insurance costs 0.51% more
- Shelton: Insurance costs 0.81% more
- Cedarhurst: Insurance costs 0.30% more
- Naugatuck: Insurance costs 4.61% more
Cities with Similar Populations
- Grimes: Insurance costs 39.25% less
- Hartland: Insurance costs 43.86% less
- Harrodsburg: Insurance costs 6.34% more
- Harper Woods: Insurance costs 93.51% more
- Hampton: Insurance costs 37.07% less
- Ham Lake: Insurance costs 15.52% less
- Haddonfield: Insurance costs 10.34% less
- Guntersville: Insurance costs 22.46% less
- Grosse Pointe Woods: Insurance costs 57.25% more
- Hastings: Insurance costs 41.23% more