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Get Cheap Car Insurance in Guntersville, AL
We monitor insurance prices, helping the average driver in Guntersville save up to 30.9% on car insurance.
The Cheapest Minimum Coverage in Guntersville
The chart below shows the cheapest car insurance company in Guntersville for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Travelers, followed by Gainsco, State Farm, and Safe Auto.
| Guntersville Insurer | Monthly Cost |
|---|---|
| Travelers | $68 |
| Gainsco | $71 |
| State Farm | $74 |
| Safe Auto | $75 |
Savings for Every Kind of Guntersville Driver
Based on our extensive insurance data, we know the average Guntersville driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $379 per year by choosing the right vehicle insurance company. Some Guntersville residents are paying out over $1,529 extra every year for auto insurance in Guntersville. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Guntersville, AL Savings / Yr. |
|---|---|
$379 |
|
$515 |
|
$483 |
|
$548 |
|
$1,189 |
|
$66 |
|
$323 |
Guntersville Car Insurance vs. Alabama
People living in Guntersville pay an average of 4.61% less than the typical driver in the state. The average driver in Guntersville can expect to pay about $1,009 per year, or $1,529 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in Guntersville for most people.
Car Insurance Prices by Guntersville Neighborhood
Insurance Prices
Where is insurance cheapest within Guntersville?
The map shows insurance prices in and around Guntersville, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $138 per year within the city boundaries, with insurance premiums ranging from a high of $1,614 to a low of $1,476. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the North parts of Guntersville.Pick the Best Car Insurance Company for You in Guntersville
The best car insurance provider for most drivers in Guntersville
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $379 over the average Guntersville car insurance company.
The best car insurance provider for Guntersville drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $515 over the competition.
The best car insurance company for Guntersville drivers with speeding tickets
>Safe Auto gave the average person with a speeding ticket the most savings, averaging $483 better than other car insurance companies.
The best auto insurance for Guntersville drivers with a DUI conviction
Getting a quote from Allstate may cost the average person with a DUI about $548 less each year.
The least expensive car insurance company for new and young drivers in Guntersville
In Guntersville, Travelers costs young drivers $1,189 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Guntersville
State Farm gave the largest car insurance discounts to married couples, averaging $66 saved each year compared to an average Guntersville couple's premiums.
The cheapest car insurance in Guntersville for drivers with bad credit
The best Guntersville car insurance company for customer service
Nationwide was the best company for customer service in Guntersville according to the NAIC.
Recent price drops
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The cheapest large national provider in Guntersville
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Guntersville driver can expect to pay about $101 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Guntersville, USAA has the best prices for drivers with accidents, married couples, good drivers, young drivers, drivers with speeding tickets, drivers with a DUI conviction, and drivers with bad credit.Auto Insurance Prices in and Around Guntersville
What Influences the Cost of Car Insurance in Guntersville?
On average, car insurance in Guntersville is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Guntersville is 30 minutes, which is a little less than average for a driver in the state.
- Alabama state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Guntersville are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- Guntersville is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Guntersville is $84 per month for minimum coverage and $127 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Diamond: Insurance costs 1.57% less
- Mount Carmel: Insurance costs 3.47% less
- Albertville: Insurance costs 0.52% less
- Scant City: Insurance costs 0.26% more
- Cottonville: Insurance costs 0.26% less
- Arab: Insurance costs 0.33% more
- Strawberry: Insurance costs 4.12% more
- Whiton: Insurance costs 0.39% more
- Union Grove: Insurance costs 0.20% more
- Joppa: Insurance costs 0.98% more
Cities with Similar Populations
- Marco Island: Insurance costs 54.35% more
- New Carrollton: Insurance costs 53.96% more
- Murraysville: Insurance costs 21.98% less
- Mullica Hill: Insurance costs 13.67% more
- Mount Sterling: Insurance costs 38.91% more
- Middleburg Heights: Insurance costs 27.08% less
- Miami: Insurance costs 11.58% more
- Merrill: Insurance costs 24.98% less
- McCordsville: Insurance costs 19.88% less
- Mastic: Insurance costs 71.55% more