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Get Cheap Car Insurance in Murraysville, NC
We monitor insurance prices, helping the average driver in Murraysville save up to 33.1% on car insurance.
The Cheapest Minimum Coverage in Murraysville
The chart below shows the cheapest car insurance company in Murraysville for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Midvale Home & Auto, followed by Erie Insurance, Farm Bureau, and Progressive.
| Murraysville Insurer | Monthly Cost |
|---|---|
| Midvale Home & Auto | $45 |
| Erie Insurance | $46 |
| Farm Bureau | $49 |
| Progressive | $51 |
Savings for Every Kind of Murraysville Driver
Based on our extensive insurance data, we know the average Murraysville driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $229 per year by choosing the right vehicle insurance company. Some Murraysville residents are paying out over $1,193 extra every year for auto insurance in Murraysville. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Murraysville, NC Savings / Yr. |
|---|---|
$229 |
|
$498 |
|
$363 |
|
$926 |
|
$687 |
|
$277 |
|
$415 |
Murraysville Car Insurance vs. North Carolina
People living in Murraysville pay an average of 4.56% less than the typical driver in the state. The average driver in Murraysville can expect to pay about $715 per year, or $1,193 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Murraysville for most people.
Car Insurance Prices by Murraysville Neighborhood
Insurance Prices
Where is insurance cheapest within Murraysville?
The map shows insurance prices in and around Murraysville, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $67 per year within the city boundaries, with insurance premiums ranging from a high of $1,244 to a low of $1,177. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the East parts of Murraysville.Pick the Best Car Insurance Company for You in Murraysville
The best car insurance provider for most drivers in Murraysville
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $229 over the average Murraysville car insurance company.
The best car insurance provider for Murraysville drivers with accidents on their records
In our analysis, Erie Insurance saved the average person who had been in an accident the most, with annual savings averaging $498 over the competition.
The best car insurance company for Murraysville drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $363 better than other car insurance companies.
The best auto insurance for Murraysville drivers with a DUI conviction
Getting a quote from Kemper may cost the average person with a DUI about $926 less each year.
The least expensive car insurance company for new and young drivers in Murraysville
In Murraysville, State Farm costs young drivers $687 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Murraysville
Erie Insurance gave the largest car insurance discounts to married couples, averaging $277 saved each year compared to an average Murraysville couple's premiums.
The cheapest car insurance in Murraysville for drivers with bad credit
The best Murraysville car insurance company for customer service
Nationwide was the best company for customer service in Murraysville according to the NAIC.
Recent price drops
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The cheapest large national provider in Murraysville
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Murraysville driver can expect to pay about $87 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Murraysville, USAA has the best prices for none of the categories above.Auto Insurance Prices in and Around Murraysville
What Influences the Cost of Car Insurance in Murraysville?
On average, car insurance in Murraysville is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Murraysville is 24 minutes, which is far less than average for a driver in the state.
- North Carolina state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Murraysville are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- Murraysville is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Murraysville is $60 per month for minimum coverage and $99 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Kings Grant: Insurance costs 0.25% less
- Blue Clay Farms: Insurance costs 3.69% more
- Wrightsville Beach: Insurance costs 0.75% less
- Castle Hayne: Insurance costs 4.27% more
- Wilmington: Insurance costs 3.60% more
- Skippers Corner: Insurance costs 1.09% more
- Navassa: Insurance costs 3.94% more
- Belville: Insurance costs 6.71% more
- Myrtle Grove: Insurance costs 0.67% less
- Hampstead: Insurance costs 0.17% more
Cities with Similar Populations
- Grimes: Insurance costs 0.42% more
- Plainville: Insurance costs 65.47% more
- Hopkinton: Insurance costs 28.50% more
- Harper Woods: Insurance costs 219.87% more
- Hampton: Insurance costs 4.02% more
- Ham Lake: Insurance costs 39.65% more
- Haddonfield: Insurance costs 48.20% more
- Guntersville: Insurance costs 28.16% more
- Grosse Pointe Woods: Insurance costs 159.93% more
- Portales: Insurance costs 25.40% more